M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Corded Phone with Large Phonebook & Answering Machine, at Marks and Spenser
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

2 Per Una Essentials Clover Embroidered Thongs, at Marks n Spencer
Feminine and delicate, this pack of 2 stylish thongs feature a delicate front panel in soft stretch lace. The high leg style gives a close, figure-flattering fit. Pretty everyday fashion

DeLonghi Icona Toaster - Scarlet Red, at Mark & Spensers
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel 2 toasting slots operate independently All functions with neon indicator Hi-rise facility - extra 20mm lift for removing toast Variable browning controls Extra deep crumb tray Non-slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Emergency Vehicles Sticker Book, at M&S
Get ready to save the day with this Emergency Vehicles Sticker Book. Featuring 40 emergency vehicle themed stickers, this great set also includes a fact book, activity book and a colourful sceneboard

Exfoliation Gloves, at Marks and Spencers
Wide trim Loop hook Plain

Hello Cupcake Birthday Card, at Marks and Spencer
Cover Text: Hello cupcake Inside Message: Have a sweet birthday Approx size: 150 x 150mm

Blue Harbour Pure Cotton Marl Stripe T-Shirt, at Marks and Spenser
Fashionable and relaxed, this marl stripe t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Cherry Print Cap Sleeve Frill Blouse, at Marks and Spenser
This cap sleeve blouse is beautifully embellished with frill detail for a stylish modern look

Portfolio Assorted Bead Collar Necklace, at Mark & Spencers
Button fastening Assorted chunky bead design Collar style Necklace length 55cm

Centre Crease Straight Leg Trousers, at Marks and Spencer
Smart and stylish, these straight leg trousers make a great choice for work or formal occasions and they're machine washable for added convenience

Mirrored Tallboy & Sink Unit, Sink, & Tap Set, at Marks & Spencers
Sink Unit: H89 x W60 x D43cm Tallboy: H166 x W41 x D37cm Tallboy comes with 3 shelves All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Bamboo Bath Bridge, at MarksandSpencer
Wooden design Approx size: H6.2 x W15 x L85cm, Manufacturer: Marks & Spencer

Domaine Vincent Sauvestre Chablis 2007 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

24 Mini Quiches, at Marks & Spencers
Contains 24 pieces Serves 6 Ready to eat 460g Suitable for freezing Suitable for vegetarians As featured on page 13 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Easycare Poplin Short Sleeve Shirt, at M&S
This comfortable shirt is so easy to care for; it can be washed and worn regularly while keeping a pristine appearance

7 Pairs of FreshFeet Assorted Stripe Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Leather Flip Toe Lace-Up Shoes, at Marks and Spencer
Square flip toe design Stitch detail Lace-up Block heel

Navarra Console Table, at Marks and Spencer
H75 x W100 x D35cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stainless Steel Utensil Hanging Rack, at Marks & Spenser
Holds up to 6 utensils Comes with wall fixings L45cm, Manufacturer: Marks & Spencer

Los Molles Carménère 2007 - Case of 6, at Marks & Spensers
Style: Medium bodied Grape variety: Carmenere Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Humming Bird Happy Birthday Gift Card, at Marks & Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

The Ponte Bootleg Trousers, at Mark's & Spencer
Everyone needs a great pair of bootleg trousers. Flaring gently from the knees to balance curves, they're universally flattering and go with everything. These are made of fashionable ponte fabric and are a true wardrobe must have

3 Pure Cotton Short Sleeve Shirts, at Marks and Spencer
This 3-pack of smart shirts is great value. They're made from pure breathable cotton, a natural choice for everyday wear

Younger Boys' Twin Riptape Strap Trainers, at MarksandSpencer
Round toe Stitch detail Twin straps with riptape fastening Grip sole

Half Frame Wrap Around Sunglasses, at Marks & Spensers
These wrap around sunglasses are the perfect accessory for summer. The tinted lenses and slim arms lend enhance their classic streamlined style

Large Rose & Lily Bouquet with 50% Extra Roses Free, at Marks and Spenser
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of oriental lilies and white and pink roses, complemented by lush tropical foliage with 50% more blooms than the standard Rose and Lily bouquet Available for delivery from 1st April to 30th June 2009

Pure Cotton Straight Leg Boxer Jeans with Keyring, at Marks&Spencer
Jeans are a wardrobe essential and this straight leg pair make a fashionable and practical choice

Post Surgery Modal Rich Floral Print Bra, at Mark's & Spencer
Pretty and feminine, this modal bra is made from soft microfibre fabric and gives a gently supportive fit and a flattering shape. It features 2 secure prosthesis pockets

Older Girls' Patent Strap School Shoes, at Mark & Spensers
Round toe Patent design Single strap with buckle fastening Plain Flat sole Easy clean

Extra High Impact Underwired Sports Bra, at Marks & Spensers
Offering the superior support and control you need for those high energy workouts. This extra high impact sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.