M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Besides Mark's & Spencer Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Edwardian Lady Peach Jug Mum Birthday Card, at Marks & Spenser
Cover Text: With love on your Birthday Mum Inside Message: Have a wonderful day Approx size: 150 x 150mm The Country Diary of an Edwardian Lady Rowen Stott (Designs) Ltd and RW.UK. Ltd 2008

Silver Plated Cutaway Cuff Bangle, at Mark & Spensers
Cuff style Cutaway design

The Little Mermaid Special Edition DVD, at Marks and Spencer
Rating Universal, suitable for all,

Per Una 3/4 Sleeve Embroidered Lace Jersey Top, at Marks and Spencer
A stylish 3/4 sleeve top featuring lace detail and a floral embroidered design

5 Cotton Rich Scallop Trim Full Briefs, at Mark & Spencers
A great value pack, ideal for everyday wear. This pack contains a mixture of designs and colours. See Click for zoom and other views

Autograph Eye Pencil, at Marks & Spencers
Ophthalmologically tested Hypoallergenic

Older Girls' Shopper Bag with Scarf, at Marks & Spencer
Fashionable and practical, this shopper bag features a colourful scarf. It's easy to carry and there's lots of room for all the essentials

Limited Collection Tribal Hobo Bag with Charm, at M&S
Fashionable and fabulous, this tribal hobo handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Autograph Pure Cashmere Block Stripe Wrap, at M&S
Sophisticated and modern, this block stripe wrap is made from pure cashmere for the ultimate in luxuriously soft knitwear

Contemporary Kiwi Collection, at Mark & Spencers
Stoney Range Sherwood Estate Sauvignon Blanc 2008(75cl) Sherwood Estate Pinot Noir 2007(75cl) Presented in a stylish wooden gift box Price includes delivery Licensing Act 2003: it is an offence for any person under 18 years to buy or attempt to buy alcoholic liquor Looking to place a corporate bulk order? Please call 0845 6020602 This product is not available for international delivery. Find out more

Pure Cotton Embroidered Bootleg Jeans, at M&S
Embroidered detail gives a pretty twist to these fashionable jeans

24 Fresh Fruit Tartlets, at Marks and Spencer
24 tartlets Serves 8 2 x 220g Suitable for vegetarians As featured on page 53 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Côte Rôtie 2006 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Girls' Star Button Ballet Pumps Slippers, at Marks and Spencers
Round toe 2 star button feature Ballet pump style Slip on Flat sole

Pure Cotton Long Sleeve Toy Story Top, at Marks & Spencers
Fans of Toy Story will love this pure cotton top featuring the popular characters. A practical, easycare style

Limited Collection Cropped Leggings, at Mark & Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Linen Blend Multi Button Trousers, at Marks & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Cotton Rich Short Sleeve Stripe Shirt, at Marks & Spensers
A chic and stylish essential, this shirt features a fine stripe design. It works for day and evening, dressed up or down

Portfolio Short Sleeve Swirl Print Blouse with Camisole, at Marks and Spenser
Chic and contemporary, this cowl neck blouse gives a stylish modern look and features an integrated camisole

Per Una Long Sleeve Tartan Cardigan, at Mark's & Spencer
A sophisticated long sleeve cardigan in textured fabric featuring a check design and front round edge

Per Una Wide Leg Bow Waist Trousers, at Marks & Spensers
A smart pair of wide leg trousers in a soft stretch fabric featuring a bow design on the waistband

Mummy and Me Teapot Tea Set, at Marks and Spencer
Contains 1 milk jug, kettle, 4 x cups and saucers, 4 x knives, spoons and forks, cake and 4 x plates Promotes imaginative play Pieces pack away inside the teapot Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Digital Tyre Pressure Gauge with Tyre Tread Measurement, at Marks & Spencer
This tool really is the must have gadget for bikers motorists and caravanners. The digital tyre gauge features a simple operation and shows the readings on a LCD display in both PSI and Bar measures and features an easy to use tread gauge

Large August Bouquet Bundle, at Marks and Spencer
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. A vase and free 310g luxury Belgian chocolates make this an extra special gift. Includes 50% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Weekend Lightweight Sparkle Stripe Scarf, at Marks and Spenser
Add a touch of sophisticated style with this shimmering scarf. The perfect lightweight layer to wrap over this season's tops and dresses

MoDA Flower Bamboo Paper Blank Card, at Marks and Spenser
Cover text: Blank Inside message: Blank for your own message Dimensions: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

Barbaresco Morassino 2005 - Case of 6, at Marks and Spencer
Style: Medium bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.4% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Long Sleeve Rib Knit Jumper, at Marks and Spencer
Modern and stylish, this rib knit jumper features a front button detail. A versatile, easywear style.

5 Younger Boys Pure Cotton Plain Vests, at Marks & Spencers
Comfortable, practical and fashionable, this 5 pack of vests is made from soft breathable cotton

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.