Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M+S Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Beaded Cushion, at Mark's & Spencer
Rectangular shape Beaded design Dimensions: H30 x L40cm, Manufacturer: Marks & Spencer

3 Pairs of Newborn Cotton Rich Assorted Design Socks, at MarksandSpencer
Fun and fashionable, these soft cotton rich socks feature assorted design

Per Una Short Sleeve Sparkle Top, at Marks & Spencers
A fabulous scoop neck top in pure soft cotton embellished with sparkling sequins

2 Autograph Cotton Rich Cropped Leggings, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Tulsa Armchair, at Mark's & Spencer
H96 x W103 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Baroque Opaque Tights, at Marks and Spenser
Treat your legs to a touch of style. These baroque tights have a durable reinforced design to keep them looking good, wear after wear.

Plain Dressing Gown, at Mark & Spensers
Wrap up and relax in this soft dressing gown, perfect after baths or at bedtime

Portfolio Mixed Bead Long Necklace, at M&S
Button fastening Mixed bead design Long length Necklace length 105cm

Cotton Rich Frill Check Dress, at M+S
Fun and casual, this easywear dress feels so comfy to wear. Frill detail keeps the look fabulously fashionable

Casa Leona Chardonnay 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Styled Floral Embroidered Thong, at Marks & Spencer
Modern and elegant, this stylish thong features a delicate front panel in soft stretch lace. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters. Pretty everyday fashion

Cricket Keyring, at Marks & Spenser
You'll never lose your keys again with this eye-catching keyring with it's cricket design

Easycare Long Sleeve Satin Stripe Shirt, at Marks & Spencers
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Perfect Single Breasted City Coat with Cashmere, at Marks & Spencer
City chic gets a softer feminine touch with this smart wool coat. The bold colour and a touch of cashmere both add real warmth

5 Plain Ruffle Trim School Socks, at Mark's & Spencer
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

Sleeveless Burn Out Floral Rib Vest, at M+S
This fashionable soft top features stylish burnout rib design for a fresh modern look

Hamilton Large 2-Seater Sofa, at Mark's & Spencer
50% reduction on Dakota Leather Espresso applied 21 May - 1 June 2009. 30% reduction on all fabrics applied 9 April - 20 May 2009. Higher prices applied between at least 25 February - 8 April 2009. H95 x W220 x D99cm Seat H49cm, arm H66cm, top back rail H73cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Château Haut-Carmaillet 2004 - Case of 6, at Marks & Spencer
Style: Full bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Collezione Single Breasted 3 Button Plain Jacket, at Marks & Spencers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Pure Cotton Hooded Beach Trekker T-Shirt, at Mark's & Spencer
Relaxed and fun, this hooded t-shirt is made from soft cotton. A practical, easycare style

Fashion Floral Trellis Tights, at Marks & Spencers
Add a stylish touch of chic with these head-turning floral design tights

Foot Survival Pack, at Marks & Spencers
For instantly comfier feet, whatever shoes you're wearing

Real Cool Cotton™ Performance T-Shirt, at MarksandSpencer
This sporty t-shirt is made from RealCool Cotton™. The innovative fabric incorporates microfibres which rapidly move moisture away from the body keeping you dry and comfortable

Zamora Sauvignon Blanc 2007 - Case of 12, at M & S
Style: Dry Grape variety: Sauvignon Blanc Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Leather Bomber Jacket, at Marks and Spencer
Practical and fashionable, this pure leather bomber jacket is outstanding value! It features a funnel neck

Blue Harbour Numbered Rugby Polo Shirt, at Marks & Spencers
Casual and relaxed, this short sleeve rugby polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Quick Iron Pure Cotton Bold Butcher Stripe Shirt, at MarksandSpencer
Stylish and innovative, this long sleeve easycare shirt is quick and easy to iron for a smart crisp look

Exfoliating Facial Cloth, at Marks and Spencer
Helps promote healthy, glowing and radiant skin High absorbancy Hypoallergenic

Ceriso Silk Rich Bikini Kickers, at Marks and Spencers
Flirty and feminine, these glossy bikinis are fantastic value for luxurious silk and they're machine washable too! The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Build A Farm Puzzle, at Marks & Spencers
50 piece puzzle Country scene farm design Helps with problem solving and discovering the environment Suitable for ages 3-6 years This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.