Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks&Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Besides Marks and Spenser Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Kaituna Hills Merlot Cabernet 2007 - Case of 12, at Marks & Spensers
Style: Medium bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Bubble Bullet Glass Vase, at Marks and Spencer
Bullet design Hand made Thick base Bubble base design H31cm, Manufacturer: Marks & Spencer

Pocket Pilates Book, at Mark & Spencers
A guide to improving body tone, flexibility and strength

2 Pairs of Wool Blend Long Argyle Socks, at M+S
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Lavender & Camomile Scented Pillow, at Marks and Spencer
Lavender & camomile scented, Manufacturer: Marks & Spencer

Pure Cotton Tonal Stripe Towel, at Mark's & Spencer
Tonal stripe design, Manufacturer: Marks & Spencer

Gold Plated Knot Stud Earrings, at M&S
Butterfly stud fastening Knot design Diamant detail

3 Cool & Fresh Cotton Rich Plain Hipsters, at Marks & Spenser
Comfortable, fashionable and practical, these essential hipsters are ideal for everyday wear

Limited Collection Double T-Bar Shoes, at M&S
Almond toe Double t-bar Buckle fastening Faux crocodile skin design Mid heel Heel heignt: 70mm Comes in sizes 3-8, including half sizes

Hopsack Weave Pencil Pleat Curtains, at Marks and Spencer
Pencil pleat 2 curtains per pack Hopsack weave pattern Fully lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') Made from heavier weight hopsack fabric. Composition: 100% polyesterLining: 50% polyester and 50% cotton Care instructions:Dry clean only How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Silver Plated Glitter Stick Earrings, at M&S
Hook fastening Single strand design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Light Control Lace DD-G Body, at Marks & Spencer
Look slimmer in seconds! This light control body gently shapes your figure all over for a smoother, sleeker silhouette. Beautiful exclusive lingerie

Classic Collection Floral Print Jacket, at Marks & Spencers
Smart and fashionable, this single breasted jacket is finished with a floral print. A practical, versatile style that can be worn with smart or casual outfits

Signature Large Filled Glass Candle, at Mark's & Spencer
Fill your home with the tangy and oriental scent of grapefruit and ginger with this beautifully scented candle

Easy Desserts, at Marks and Spencer
There are summits to climb, depths to dive, cultures to experience, creatures to meet and desserts that you've only seen in dreams until now. So set your sights on these easy desserts and make the dream a reality

2 Padded Non-Wired Plain Bras, at Marks and Spenser
Soft and comfortable, these plain bras are structured for secure support and an enhanced natural shape. Ideal for everyday wear

Son-in-Law Icons Birthday Card, at M+S
Cover text: Happy Birthday to a Brilliant Son-in-Law Inside message: Have a fantastic day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. 175 x 127 mm

Sleeveless Satin Spot Print Nightdress, at Marks and Spencers
Feminine and elegant, this sleek satin finish nightdress feels comfortable and gives a flattering fit. A gorgeous, glamorous look

Nokia 6300 - T-Mobile Pay as you talk Mobile Phone, at M&S
Maximum of 2 phones per customer may be purchased Talk Time: Up to 3.5 hours Stand-by Time: Up to 14 days Screen: 320 x 240 pixel TFT QVGA screen, up to 16.7 Million True colors, 2 inch Ringtones: Video ringing tones , MP3 ringing tones, True tones, and MIDI tones for up to 64 polyphonic tones Dimensions: H10.6 x W4.3 x D1.3cm. Weight: 91g Camera: 2 megapixel, 8x digital zoom and full screen viewfinder Radio: FM stereo radio with Visual Radio Music player: Music player supporting MP3, MP4, AAC, AAC+, eAAC+, H.263, H.264 Internet: XHTML browser, access your email on the go and send attachments Games and applications: Java™ MIDP 2.0 games and applications Memory: Up to 7.8 MB internal user memory. MicroSD card slot (up to 2GB) for storing pictures and music Messaging: SMS and MMS Battery: BL-4CBattery(860 mAh) Voice Features: Voice recorder, voice volume control, voice commands, voice messaging, integrated handsfree speaker Connectivity: Mini USB, Bluetooth, AV 2.5mm Video: Video recorder and player Includes in the box: Nokia 6300 handset and Nokia stereo headset HS-47

Blue Harbour Twin Pocket Short Sleeve Shirt, at Marks & Spensers
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Rough Skin Shaver, at Marks and Spenser
Corn plane Pack of 10 replacement blades Corn rasp

3 Pairs of Comfort Easy Grip Socks, at Marks and Spencers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Collezione Mini Square Tie, at M&S
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Autograph™ Precious Petals Bouquet, at Marks & Spencer
This arrangement of beautiful Esperance roses and white hydrangeas will make an amazing gift that's sure to impress All Autograph™ bouquets are beautifully presented, wrapped by hand and finished with Autograph™ branded frosted cellophane Available for delivery between 1st April to 30th September 2009

Ultimate Non Iron Pure Cotton Classic Bengal Shirt, at Marks & Spenser
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Andante Round Side Plate, at Mark's & Spencer
Ideal for everyday use, durable Plain Diam 21cm, Manufacturer: Marks & Spencer

Younger Girls' Dip Dye Sunglasses, at Marks & Spencers
Cute and colourful, these dip dye sunglasses will give her a touch of star style!

Piedmont Chardonnay 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Chardonnay & Cortese Country of origin: Italy Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cowhide Rug, at Marks & Spencers
Cowhide print Irregular shape, Manufacturer: Marks & Spencer

Floral Lace Underwired Minimiser Bra, at Marks and Spencer
This gorgeous bra provides essential support for the fuller bust with a full cup and underwiring, while the minimiser design helps create a smoother, shapelier silhouette

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.