M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Big & Tall Single Pleat Plain Trousers with Wool, at Mark & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Autograph Small Metal Lantern, at Marks & Spenser
Hanging loop Use with t-lights or small candles H23 x W10.5 X D11cm, Manufacturer: Marks & Spencer

Autograph Chequer Board Stud Earrings Made with CRYSTALLIZED™ - Swarovski Elements, at Mark's & Spencer
Butterfly stud fastening Chequer board design Made with CRYSTALLIZED™ - Swarovski Elements For hygiene reasons, refunds will only be given in accordance with your legal rights

Per Una Supersoft Embroidered Spot Mule Slippers, at Marks and Spencer
Mule style Round toe Flat sole Embroidered spots

Harvard Moisturising Aftershave, at Marks and Spencer
Alcohol free 100ml Smooth sparingly over your face and neck, after washing and shaving Avoid contact with the eyes. Do not apply to broken, irritated or sensitive skin This product is not available for international delivery. Find out more

White Rattan 3-Tier Storage Unit, at Mark's & Spencer
3 baskets with hand holes Rattan design Free standing W39 x D34 x H80cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Lambswool Argyle Jumper, at Marks & Spencers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Autograph Pure Silk Scattered Petal Square Scarf Wrap, at Marks and Spencers
Add a luxurious finishing touch to your look with this elegant pure silk scattered petal print scarf wrap. The perfect accessory to this season's styles

Oval Beads Stretch Bracelet, at Marks&Spencer
Chunky style Oval beads

Textured Single Breasted 2 Button Piped Jacket, at M+S
Chic and stylish, this single breasted jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

Fenton Armchair, at M & S
H90 x W96 x D103cm Seat H51cm, arm H60cm, top back rail H76cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from polyester fibre Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid hardwood feet with dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cotton Floral Dress with Tights, at Marks & Spenser
Practical and pretty, this cute dress and tights are made from soft cotton fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Blue Harbour Pure Cotton Long Sleeve Multi Stripe Shirt, at Marks & Spencers
Stylishly smart casual, this multi stripe shirt is made from pure cotton so it feels soft and comfortable to wear

2 Mosaic Seat Pads, at MarksandSpencer
Set of 2 Seat pads for Mosaic stackable chairs Suitable for indoor and all-weather outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Diamond Weave Straw Trilby, at M&S
Made from 100% natural straw, this hat is vented and has a wide brim, with, naturally a turned up backside. Finished off with a stiped band around the crown to give this hat a vintage look with an update sense of fashion and comfort

Blue Harbour Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Relaxed and stylish, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Maternity 3/4 Sleeve Wrap Jersey Dress, at Marks & Spencers
Fashionable and modern, this 3/4 sleeve wrap dress is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Per Una Spot Print Low Rise Shorts, at Marks and Spencer
Fresh and feminine, these stylish shorts feature a spot print and multiple bow detail. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

4 Pairs of Textured Stripe Socks, at Marks and Spenser
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Animal Print Hipster Bikini Bottoms, at Marks and Spencer
Feminine and pretty, this stylish bikini top features a striking animal print. A fabulous fashionable look

Supremely Washable Dacron® Mattress Protector, at Marks & Spencer
Soft to the touch and non allergenic, our Dacron filling is machine washable and lightweight Non-allergenic Padded Super-soft Dacron filling Comes in 4 sizes - single, double, kingsize, super king size, Manufacturer: Marks & Spencer

Collezione Single Breasted 3 Button Check Jacket, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

MoDA Pink Floral Bamboo Paper Blank Card, at Mark's & Spencer
Cover Text: Blank Inside message: Blank for your own message Approx size: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

The Floral Collection Rose Hand & Nail Cream, at M+S
Rose fragrance Moisturising 100ml

125 Years Family Organiser, at Mark's & Spencer
Approx size: 331 x 430mm

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks and Spencer
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

125 Years Stormwear™ Pure Cotton Trench Coat, at Marks and Spencer
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

10 Sun Formula Self Tan Wipes, at Mark & Spensers
Ten self tan wipes Natural tanning without the sun Even and natural looking tan Develops in hours This product is not available for international delivery. Find out more

Cotton Rich Transformers Hooded Top, at Marks & Spenser
Fans of Transformers will love this hooded top featuring embroidered motif. A practical, easycare style

Extra Large August Bouquet, at Marks and Spencers
Historically a symbol of love, this assortment of larkspur in shades of lilac, cream and pink also contains deep purple lisianthus, sandriana and delicately pretty roses. Includes 100% more blooms than the standard August bouquet Available for delivery from 1st to 29th August 2009

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.