Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Cocktails 18th Birthday Card, at Marks & Spensers
Approx. size: 215 x 150mm Cover text: Happy 18! There's something extra-special about an 18th birthday... Inside message: ...especially when it's yours! Have a wonderful day, with lots of love

Monsters Inc DVD, at Marks and Spencers
Rating Universal, suitable for all,

Pure Merino Wool Roll Neck Jumper, at Marks & Spensers
Modern and stylish, this roll neck jumper is made from fine merino wool for luxurious warmth and softness

Newborn Little Monster All In One & Shoes Gift Set, at Marks and Spencer
2 part set Popper fastening, stripe all in one suit with 'little monster' slogan and motif Slip on shoes with 'little monster' motif

3 Piece Check Waistcoat & Jeans Outfit, at Marks and Spencers
Fun and practical, this cute 3-piece outfit features check print shirt, waistcoat and jeans. It's made from soft fabric to keep him comfy

Per Una Pure Cotton Pleat Front Skirt, at Mark's & Spencer
A feminine knee-length in pure soft cotton featuring a floral print

White Ceramic Collection Toilet Brush, at Marks & Spencer
Cylindrical holder Ceramic vase Plain H39 x Diam 10cm, Manufacturer: Marks & Spencer

Tribeca Large 2 Seater Sofa AU09 Newness, at M&S
Manufacturer: Marks & Spencer

Beef Wellington, at Marks & Spencer
Serves 4-6 Ready to cook 1.3kg As featured on page 35 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Leather Buff Holdall, at M&S
Stylish and practical, this leather holdall is ideal for business or weekend travel

Paladín Cabernet Sauvignon Tempranillo 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape Variety: Cabernet Sauvignon, Tempranillo Country: Spain Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Pure Cotton Appliqué Heart Minishirt, at Marks and Spencer
Modern and feminine, this stylish minishirt features an appliqu heart design. It's made from soft breathable cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Flat Front Wool Blend Pinstripe Trousers, at Marks & Spencers
Smart and contemporary, these trousers are made from a special wool blend fabric for extra strength, comfort and durability

4 Pairs of Textured Stripe Socks, at Marks and Spencer
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Autograph Pure Wool Flat Front Trousers, at Marks and Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Dot Dash Embroidered Bed Set, at Marks and Spencer
2 part set Dot dash design Cloud pattern Embroidered detail Think climate! This can be washed effectively at 30C, find out more Co-ordinate with 50/50 Stone plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Longer Length Stain Defence™ Non-Iron Trousers With Stormwear™, at Marks & Spencer
These longer length trousers are treated with Stain Defence™ and Stormwear™ technology so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Zip Folio Case, at Marks and Spencer
When you're on the move, make sure to keep your important documents in order with this smart looking folio

My First Rattle & Teether, at Marks and Spencers
Every baby needs a teether to soothe them as they grow. This brightly coloured key ring features 3 fun 'keys'; A for apple, B for bee and C for car! The 'keys' are textured for interest and variety and the key ring features a safe hook and loop attachment to secure the toy to a pram or highchair. With a fun melody and 'beep beep' noise at the press of a button, your child is sure to love this exclusive toy!

Draping Wisteria Embroidered Duvet Cover, at Marks and Spencers
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Embroidered duvet cover, Manufacturer: Marks & Spencer

Divan On Legs & Autograph M500 Mattress - Firm, at Marks & Spensers
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Younger Girls' Long Sleeve Tatty Teddy Nightdress, at Mark's & Spencer
A must for fans of Tatty Teddy, this nightdress features a motif of the popular character and a spot print

Pure Cotton Long Sleeve Butterfly Print Top, at Marks&Spencer
This long sleeve top will make a useful addition to your wardrobe. It features a pretty butterfly print for a stylish casual look

Automatic Umbrella, at Marks & Spensers
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Soft Poly Flat Front Slim Leg Trousers, at Marks and Spencer
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. The flat front design adds a fashionable update

15 Denier Medium Support Shine Tights, at Marks & Spencer
Flatter those legs with the medium support of these terrific tights. Their comfortable fabric is strong enough to wear over and over again. Support tights have been clinically proven to keep your legs feeling energised, younger and healthier. Circulation is improved, ankle swelling is reduced and legs feel less tired so they're ideal for travelling

Autograph Stud Detail Umbrella, at Marks & Spencer
Brighten up rainy days with this stylish lightweight umbrella

Lavender Scented Filled Candle, at Marks and Spencers
Lavender fragrance Tinted glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

Tribeca 2-Seater Everyday Sofa Bed, at Marks & Spencers
H90 x W193 x D99cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L178 x W112 x D5cm Sprung mattress rests on a slatted wooden base Mattress recommended for everday use Sofa Bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Animal Alphabet Puzzle, at Marks and Spencer
From Anna the ant to Zach the zebra, this fun puzzle has an animal for every letter of the alphabet! Piece together the bright and colourful scene as you learn about letters as well as creatures from all over the world. 30 piece puzzle

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money House Insurance than you will anywhere else, and you may even pay less with M&S.