M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

2 GG-J Plain Underwired Bras, at Marks and Spenser
Soft and comfortable, this pack of 2 plain bras is great value. They're designed to give gentle support and a flattering fit

PlayStation®2 Pirates of the Caribbean: At World's End, at Marks & Spencers
Single and multiplayer modes Unlock new moves and secret characters Play as Captain Jack Sparrow, Will Turner or Elizabeth Swann Combat, combos and looting challenge mode You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Platforms: PlayStation2, ESRB Rating: Everyone 10+

Pure Cotton Short Sleeve Frill Front Top, at Marks and Spencer
Bring some casual elegance to your wardrobe with this short sleeve top, that features frilled neckline with lace giving it an extra stylish twist

Autograph Sheer Lace Padded Balcony Bra, at Marks and Spenser
Elegant and feminine this sheer lace bra looks and feels luxurious. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Autograph Tile Cushion with Silk, at Marks n Spencer
Rectangular shape Tile pattern Stitch detail Lined, Manufacturer: Marks & Spencer

Barton 3-Seater Sofa, at Marks & Spenser
H90 x W215 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Cushions are reversible if you choose a fabric upholstery option Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Turned legs with antique-brass effect castors Includes 2 matching fibre scatter cushions All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3 Cool & Fresh Pure Cotton Assorted Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Chunky Tyler Sunglasses, at Marks&Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Satin Dress Aunty Birthday Card, at Marks & Spensers
Cover Text: Happy birthday to a special aunty Inside message: Have a fabulous day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125 mm

Per Una 3 Piece 3/4 Sleeve Botanical Bolero Set, at Marks and Spencers
A modern 3/4 length sleeve 3 piece set featuring a floral printed top, plain inner camisole with lace trim and a tie front bolero

Face à Face Colombard Sauvignon 2008 - Case of 12, at M & S
Style: Dry Grape variety: Colombard, Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle: 8.6 Alcohol units per 125ml: 1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Purple Flowerpot Seed Birthday Card, at Marks&Spencer
Inside message: Blank for your own message Approx size: 174 x 126mm

Long Sleeve Stripe Fleece, at Marks & Spencers
Cute and cosy, this funnel neck fleece is outstanding value. An easycare style at a great price

Cotton Rich Spot Print Scoop Neck Vest with Modal, at M & S
Pretty and feminine, this ribbed vest is made from soft cotton rich fabric for a comfortable night's sleep

Autograph Faceted Stud Earrings Made with CRYSTALLIZED™ - Swarovski Elements, at M&S
Faceted disco stud design Butterfly fastening Made with CRYSTALLIZED™ - Swarovski Elements For hygiene reasons, refunds will only be given in accordance with your legal rights

Classic Underwired Embroidered Bra, at Marks n Spencer
Soft, feminine and versatile, this embroidered bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Pure Cotton Patch Pocket Denim Skirt with Belt, at Marks & Spenser
Fashionable and modern, this cotton skirt features patch pockets and contrast stitch detail. A modern style essential

3 Autograph Pure Cotton Classic Trunks, at Marks and Spencer
Comfortable, practical and fashionable, this 3 pack of trunks is made from soft breathable cotton

25 Lotus Flower Room Scenters, at Mark's & Spencer
Pack of 25 Lotus flower scent, Manufacturer: Marks & Spencer

Vegetarian Platter, at Marks & Spencer
20 pieces Serves 4-6 Ready to eat 5 different sandwich fillings Suitable for vegetarians As featured on page 7 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

LED Light Collection Paper Lantern, at Mark & Spencers
Laminated paper Floral design Requires batteries 13 x 5 x 16cm, Manufacturer: Marks & Spencer

2 Pairs of Cotton Blend Knee High Socks, at Marks & Spensers
These cotton blend knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Gold Band Champagne Glass, at Marks and Spencers
Flute style Gold band Long stem Wide base Height: 27.5 cm Capacity: 14cl, Manufacturer: Marks & Spencer

5 Pure Cotton Plain Slips, at Marks & Spensers
Comfortable, practical and fashionable, this 5 pack of plain slips is made from soft breathable cotton

Gold Label Chardonnay 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Mini Limited Pure Cotton 'Wild Life Rocks' Top, at M&S
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Mirrored 3-Drawer Chest, at Mark & Spensers
H63.5 x W49 x D45.5cm 3 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Pairs of Cotton Rich Week Days Trainer Liner Socks, at Marks & Spencer
Comfy and practical, these soft cotton rich socks are designed to hide neatly inside trainers

3 Pairs of Pom Pom Trainer Liner Socks, at Marks&Spencer
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, and have a cute pom pom detail

Baroque Jacquard Quilt, at Marks and Spencers
L250 x W265cm Jacquard print Quilted design Padded quilting Cotton rich, Manufacturer: Marks & Spencer

When you're shopping at Marks & Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."