There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

3 Older Girls' Santoni Sport Shorts, at Marks and Spencers
Practical and fashionable, this 3 pack of shorts makes a great way to stock up on essential style

Lilac Flowers Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Older Boys' Union Jack Swimming Shorts, at Marks and Spencer
These Union Jack shorts are sure to make a splash. The contrasting drawstring waist helps give a secure fit. Fashionable, practical and easycare

Profiterole Stack, at Mark's & Spencer
Serves 8 Ready to eat Not suitable for nut allergy sufferers 640g As featured on page 49 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

British Heritage Leather Wetherby Brogues, at Marks & Spencers
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes use the finest calf leather and traditional Goodyear Welted Construction. They also include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Blue Harbour Straight Leg Denim Jeans, at Marks & Spencers
Whether you team with trainers and a jumper or a long sleeve shirt and boots, maintaining a smart, relaxed appearance will be easier than ever with the addition of a shape retaining stretch fabric to these essential straight legs

Abbey Love Seat, at Mark's & Spencer
H95 x W137 x D102cm Seat H54cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Oval Shell Jewellery Set, at Marks & Spencers
3 part set Hook fastening drop earrings Stretch bracelet Clasp fastening necklace Oval shell design Necklace lengths: 43cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Classic Underwired Non Padded Lace Bra, at Marks and Spencers
A lovely addition to your day to day underwear drawer. This versatile bra combines the shaping and support of underwiring and adjustable straps with the convenient comfort of an easy to care for design

Formula Skin Care for Men Gift Pack, at Mark & Spensers
Includes: Face wash 40ml Eye reviver 15ml 24 hour moisturiser 40ml

Portfolio Cotton Rich Jersey Zip Jacket, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Footglove™ Widefit Ghillie Pumps, at Marks and Spenser
Round toe Thread detail Slip on Flat sole Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Malabar Extending Dining Table, at Marks & Spenser
H76 x L180 x W100cm Extends to: L230cm Seats 6 Comes with extension leaf to seat 8 Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony Cyber-shot™ DSC-W275 Digital Camera, at Mark & Spencers
Pixels: 12.1 megapixels Zoom: 5x optical zoom lens, 31x smart zoom, 10x precision digital zoom Screen: 2.7 inches ISO: Auto, 100, 200, 400, 800, 1600, 3200 Dimensions: H56.6 x W97.6 x D22.6mm Weight: 135g Weight with accessories: 164g Video: Motion JPEG and MPEG4 movie recording at approximately 30 frames per second PictBridge Enabled: Yes Jacks: Multi use Terminal with HD, USB 2.0 Hi-Speed Face Detection optimizes focus and exposure for clearer portraits HD Slideshow with music offers fun image display with effects and music on LCD or connected HD TV SteadyShot image stabilization reduces image blur during handheld shooting Fun in-camera retouching functions: image trim and red-eye correction Picture Motion Browser software simplifies image management, searches and viewing on PC Comes with a free camera case M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Nostalgic Photograph 100th Birthday Card, at Marks and Spencer
Cover text: Congratulations... 100... and you've still got a spring in your step! Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Tramline Riptape Shoes, at Marks and Spencers
Square toe Tramline design Riptape fastening Flat sole

Artificial Orchid in Cylinder Glass Vase, at Marks and Spenser
Artificial Orchid Cylinder Glass Vase Height: 76.5cm, Manufacturer: Marks & Spencer

Knee Length Seam Skater Skirt, at Marks and Spencer
Elegant and feminine, this skater skirt is designed to fit and flatter. Stylish, practical and fashionable

Autograph Stainless Steel Bar Tray, at Marks and Spenser
Diameter: 39cm Circular shape, Manufacturer: Marks & Spencer

Disney Pretty As A Princess Activity Book, at M+S
Dressing up is so much fun and little princesses will love all the fabulous hair and beauty tips that Cinderella, Aurora, Snow White and the rest of the Disney Princesses have to offer inside! Together with fun activities and pictures to colour, this book is sure to delight and inspire!

Animal Print Square Bracelet, at Marks & Spensers
Animal print design Square beads

Stainless Steel Melon Baller, at Marks & Spencer
Hanging loop Stainless steel, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Breasted 2 Button Eveningwear Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Mantle Clocks - NEW NAPOLEON, at Marks and Spencers
Manufacturer: Marks & Spencer

Casino Royale Blu-ray DVD, at Marks & Spensers
Rating Suitable for 12 years and over,

Vienna Collection - Table Lamp with Glass Curtain Shade, at Marks and Spencers
Facetted glass curtain shade Chrome plated base Dimensions: H48 x Diam16cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Chinos, at Marks and Spencer
Stylish, fresh and comfortable, these smart casual chinos are made from pure cool linen

Sony PSP™ LEGO® Indiana Jones™ The Original Adventures Game, at Mark & Spencers
Suitable for all ages Be Indiana Jones: Re-live his epic adventures in a humorous LEGO world based on the original trilogy of movies Explore and discover: Journey from the jungles of South America to the snowy mountaintops of India, all in search of ancient and powerful artefacts that you will use to solve puzzles Whip it! Use Indy's signature weapon to capture and disarm enemies, swing across gaps, activate levers, and interact with a world of LEGO objects and puzzles Pick your character: Choose from over 60 playable characters, each with a variety of unique abilities that you will use to help solve puzzles and battle enemies. Plus, play the villains and supporting characters M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Sony PSP, ESRB Rating: Kids to Adults

Ball Stud Earrings, at Marks & Spencers
Ball stud design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Weekend Cotton Rich Crop Denim Jacket, at Marks and Spenser
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the MarksandSpencer insurance products in document format too.