Aviva Home Insurance

Aviva Home & Contents Insurance offers both buildings insurance and contents insurance. Also, in addition to Aviva standard insurance cover, Aviva additionally provide optional insurance policy features which you can purchase for an additional cost. With this method you can then tailor the insurance cover to suit your specific needs or budget constraints.

Standard Policy Features with Aviva Home Insurance include: Fire, theft, flood etc; Home contents - with new-for-old replacement; Valuables with a single article limit; Business equipment; Personal money; Contents in garage/outbuildings; Contents in the garden; Replacement locks; Food in the freezer; Loss of heating fuel or metered water; Loss of rent / alternative accommodation; Household removals; Tracing / accessing leaks; Occupiers or personal liability cover; Employer's liability cover; Liability to the public; and Access to legal and tax helpline.

Optional policy features include: Accidental damage cover; Protected no claims discount; Personal belongings cover (in and away from home); Legal services; Additional garden cover; Home emergency cover; and Pedal cycles cover.

As you can see, Aviva Home Insurance is very comprehensive, with options to suit every type of property, and every type of budget.

While your home or building is probably one of the most expensive purchases you'll make, the contents are often quite valuable too, and so Aviva Home Contents insurance covers the value of the belongings in your home.

Thus, Aviva contents insurance covers the property you would usually take with you when you move house (such as furniture, for example), while Aviva buildings insurance covers the actual structure of your home and associated out-buildings.

Very often people will purchase both types of insurance together (i.e. Home and Contents Insurance), but the choice is yours, and your circumstances will, of course, dictate which options work best for you.

Suffice to say that Home Insurance from Aviva can range from the most basic to the most comprehensive cover, but is always priced very competitively.

Buildings insurance from Aviva - which is normally purchased along with Contents Insurance - covers the main structure of your home. If in the unfortunate event your home was to subside, or be burnt, or be damaged by some type of extreme weather, your Aviva buildings insurance policy covers the costs of rebuilding or repairing the damage. Buildings insurance also covers, amongst several other things:

* Permanent fixtures in your home, such as built-in wardrobes, kitchen surfaces, taps and wash-basins, baths and showers, etc.
* Outbuildings, boundary walls, access gates, swimming pools, driveways and paths.

Consistently rated highly both by customers and independent review bodies, you can be sure that both the insurance products from Aviva, and the customer service, is second to none.