Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Kaituna Hills Chardonnay 2008 - Case of 12, at Marks & Spenser
Style: Dry Grape variety: Chardonnay Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Petite Twisted Scoop Neck Top, at Marks and Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Autograph Pure Cashmere Fingerless Gloves, at Mark's & Spencer
Fab and fashionable, these long fingerless gloves in supersoft cashmere will give any outfit a cool contemporary twist.

Football Pitch Son Birthday Card, at Marks&Spencer
Cover text: Happy birthday "It's in the net!" Son Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Radial Brush, at MarksandSpencer
This wooden radial hairbrush is filled with the rounded pins protect your scalp and make it ideal for styling and smoothing your hair

Large Wiltshire Ham & Asparagus Quiche, at Marks & Spencer
Serves 12 Ready to eat 1.5kg As featured on page 20 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Fairy Activity Magic, at Mark's & Spencer
She can read all about fairies and then create stories of her own with this bright and fun fairy activity pack

Farmyard Animals Puzzle, at Marks and Spencer
Suitable for ages 1-3 years 20 pieces Helps with hand-eye coordination and problem solving This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Cotton Rich Roma Cropped Jeans with Belt, at Marks and Spencer
A fashionable pair of cropped jeans in stretch cotton featuring an on the waist design. Comes with a plaited belt

Waxed Leather Cream, at Marks & Spencer
Waxed leather cream nourishes and revives oiled and waxy leather

Droplets Silver Wedding Anniversary Card, at Marks and Spencer
Cover text: Congratulations on your Silver Wedding Anniversary Inside message: Blank for your own message Approx size: Unfolded: 176 x 126mm

Christening Letters Card, at Mark & Spencers
Cover text: On your Christening day xx Inside message: With lots of love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 215mm

3 Pairs of Collezione Cashmere Touch Socks, at Mark & Spencers
Inspired by Italy, these superior cotton rich socks are made with a touch of cashmere for the ultimate in softness and luxury. Exclusively designed for M&S

2 Piece Pure Cotton Multi Pocket Dungaree Outfit, at Marks & Spenser
Fun and practical, this cute 2-piece dungaree outfit features a multi pocket detail. It's made from soft cotton to keep him comfy.

Pure Cotton Check Pyjama Bottoms, at Marks and Spencer
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Little Sweetheart Quilt, at Mark's & Spencer
Patched Heart design, Manufacturer: Marks & Spencer

3 Mini Silicone Utensils, at M & S
3 piece set Pastry brush - warm grey 20.5 x 3.3 x 1cm Spoon - plum 20.5 x 4.5 x 1cm Spatula - purple 20.5 x 4 x 1cm, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Knitted Top with Scarf, at Marks and Spencer
A relaxed 3/4 sleeve knitted top featuring a thin frill neckline detail and matching scarf

Hepworth Extending Dining Table, at Marks and Spenser
H75.5 x L175 x D90cm Extends to L215cm Seats 6-8 Comes with extension leaf to seat 8 Extension leaf is stored beneath the table top Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Solid European Birch legs Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table with antiqued-leather chairs as part of a set. Click here to view the Hepworth Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton 3/4 Sleeve Stripe Top, at Marks & Spencer
Smart and stylish, this 3/4 length top is made from cool comfortable cotton and features a stripe design

Contrast Brim Straw Trilby, at M&S
Keep your cool in this straw sun hat, a summer and holiday essential

Autograph Pure Cotton Slim Fit Plain Poplin Shirt, at MarksandSpencer
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Autograph Copper Base 16cm Saucepan, at Marks and Spencer
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety Twin pouring lips for left and right-handed cooks High performance copper base for even heat distribution Diam 16cm Capacity: 1.4 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Footglove™ Wide Fit Leather Stretch Trouser Shoes, at M&S
Square toe Elasticated stretch feature Slip on Mid heel Heel height 46mm Comes in sizes 3-8, including half sizes Footglove™ soles are comfortable, highly flexible and lightweight

Anti Mist Sports Sunglasses, at MarksandSpencer
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

2 Fairtrade Cotton Rich Thin Strap Vests, at M&S
Look below to see a video clip about Fairtrade Stylish and practical, these strappy vests make an ideal choice for everyday wear. The soft cotton fabric gives a comfortable flattering fit. They're made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

7 Pairs of Freshfeet Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Instant Shoe Shine, at MarksandSpencer
Convenient, quick and easy, this handy shoe shine works on any colour to give a polished look in an instant

Talladega Nights Blu-ray DVD, at Marks n Spencer
Rating Suitable for 18 years and over,

Animal Print Scarf Trim Hat, at Marks & Spencers
Keep cool and stylish with this wide brim hat featuring an animal print scarf

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.