Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencers Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Midnight 4-Slice Toaster, at Marks and Spenser
Toast up to 4 slices Variable browning control Defrost, reheat and cancel buttons High lift facility Stainless steel finish H22 x W46 x D21cm This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Collezione Pure Wool Single Pleat Trousers, at Marks & Spencer
Add a smart dimension to your formal wardrobe with these single pleat trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Younger Boys' Pure Cotton Car Race Shorties, at Mark & Spensers
Fun and fashionable, these comfy pure cotton shorties feature a fun car race motif

British Heritage Leather Wetherby Brogues, at Marks & Spensers
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes use the finest calf leather and traditional Goodyear Welted Construction. They also include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Wedding Band Duo Rings, at Marks and Spencer
Add instant sparkling style with these gorgeous platinum plated rings set with dazzling diamant

Leather Stitch Detail Belt, at Marks n Spencer
This leather stitch belt is ideal for wearing with casual styles

Lilac Dandelion Birthday Card, at Marks and Spencers
Cover Text: With love Inside Message: On your special day Approx size: 230 x 114mm

Breakthrough Breast Cancer Re-Usable Organic Cotton Bag, at Mark's & Spencer
Show you care with this organic cotton re-usable bag supporting Breakthrough breast cancer charity. 10% of the price of this product is donated to Breakthrough

Pure Cotton Short Sleeve Check Bib Shirt, at Marks and Spenser
This fashionable short sleeve shirt is made from super soft fabric that looks and feels great. Check bib details gives it a cool contemporary edge

Cascabel Tempranillo Graciano 2006 - Case of 6, at Marks & Spencer
Style: Dry, medium bodied Grape variety: Tempranillo, Graciano Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Reds of Spain - Case of 6, at Marks & Spensers
1 San Terra Crianza 2006: A rich, full-bodied red that conjures up images of roaring log fires and hearty winter casseroles... 1 Romerol Rioja Crianza 2005: An exceptionally smooth and mellow red wine which is bursting with delicious plum and cassis flavours and has subtle hints of spice and vanilla... 1 Perez Burton Rioja 2005: A concentrated yet smooth Rioja, richly purple in colour with plenty of blackcurrant and raspberry flavours, and a spicy note... 1 Marqus Del Costal 2004: A deeply coloured and aromatic Spanish red with generous scents and flavours of rich red berries and blackcurrants, oak and spice... 1 Campo Aldea Graciano 2004: A concentrated, fine red from Rioja in northern Spain, spicy and perfumed with a rich core of blackcurrant, brambles and a peppery edge... 1 Marqus del Romeral Reserva Rioja 2004: A rich and mellow premium Rioja with a garnet red colour. This wine has lots of ripe red-berry fruit and subtle vanilla and toast undertones... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Winchester 2 Seater Sofa, at Mark's & Spencer
H94 x W150 x D100cm Seat H49cm, arm H62cm, top back rail H81cm Solid birch frame Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions made from polyester fibre Fabric options have reversible cushions Fixed covers only Solid birch feet with a dark finish Seams and pattern match on fabrics - Please note that the images of fabrics displayed here are overlaid onto models. These images act as a guide and may not be representative of the finished product. Seams and pattern match may differ from what is shown This product is not available for international delivery. Find out more We will contact you personally to arrange a delivery date, once your order is ready, Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Mr Men Rugby Top, at Marks & Spensers
Fans of Mr Men will love this stripe cotton rugby top featuring Mr Happy. A practical, easycare style

Autograph Essentials Pure Silk Pintuck Blouse, at Marks & Spencer
Feminine and elegant, this sophisticated pure silk blouse is beautifully designed and cut for a flattering shape and features pintuck detail

The Mummy Blu-ray DVD, at Marks & Spensers
Rating Suitable for 15 years and over,

6 Summer Garden Hand Finished Multipack of Cards, at Mark's & Spencer
Cover Text: Both designs blank Inside Message: Blank for your own message 6 cards, 2 designs Approx size: 200 x 80 mm

Long Sleeve Multi Pocket Hooded Coat, at Mark's & Spencer
Fashionable and practical, this long sleeve hooded coat is fully lined and features a rouched design and multi pocket. A comfortable, easycare style

Freshfeet Plain Velour Slippers, at Marks & Spencers
With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort Slip on Round Toe Flat sole

5 Pure Cotton Briefs, at M & S
Practical and fashionable, this 5 pack of cotton briefs feature a centre bow and scalloped trim

Autograph Pure Cashmere Knitted Scarf, at Marks and Spenser
Indulge in a touch of luxury with this pure cashmere knitted scarf. It looks and feels gorgeous and comes in a range of beautiful colours so you'll be able to accessorise every outfit

Ceriso Jacquard Lace Shorts, at MarksandSpencer
Fashionable and flirty, these modern shorts feature floral embroidery and ribbon trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Flat Front Trousers with Wool, at Mark & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

2 Classic Cellular Briefs, at Marks & Spensers
Easy to care for cotton and a classic cut ensures these comfy briefs are a staple part of any underwear drawer

Pure Wool Pique Rug, at Marks and Spencer
Rectangular shape Pique design Small: L140 x W80cm Medium: L180 x W120cm Large: L230 x W160cm, Manufacturer: Marks & Spencer

Footglove™ Leather Ruched Shoes, at Marks and Spencers
Pointed toe Ruched design Slip on Mid heel Heel height: 67mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Collezione Wool Rich Funnel Neck Gilet, at M & S
Fashionable and contemporary, this funnel neck gilet is part of Collezione, a sophisticated menswear collection inspired by Italian style

Airflex™ Suede Loafers, at Marks and Spencer
Unique Airflex™ airflow system for unbeatable comfort Square toe Stitch detail Slip on Block heel

Groove Arm Aviator Sunglasses, at Marks and Spencer
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Photographic New Home Card, at Mark & Spensers
Cover text: Enjoy your beautiful new home Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150mm x 150mm

Autograph Pure Cashmere Scoop Neck Cardigan, at Marks and Spencer
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxuriously soft knitwear

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.