M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Besides M+S Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M+S Money. Not least of these is M&S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

5 Cotton Rich Plain School Socks, at Marks & Spencer
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

Autograph Linen Blend 3 Piece Suit, at Mark & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Stainless Steel Hand Grater, at Marks and Spencer
Loop in the handle for hanging Contemporary design, Manufacturer: Marks & Spencer

Limited Collection Round Toe Buckle Boots, at Marks and Spencers
Round toe Buckle feature Mid heel Comes in sizes 3-8, including half sizes

Limited Collection Triple Seam Pump Shoes, at Marks & Spencer
Pointed toe Triple seam design Slip on Flat sole Comes in sizes 3-8, including half sizes

Multi Stripe Halterneck Bikini Top, at Mark's & Spencer
Pretty and feminine, this multi stripe bikini top is outstanding value. Style and quality at a great price

Flat Top Brass Mantle Clock, at Marks and Spencers
Flat top Rectangular shape Inset dial Analog Glass and brushed metal design Dimensions: 16 x 13 x 5cm Weight: 0.45kg

Canon Digital IXUS 95 IS Digital Camera, at Marks&Spencer
Pixels: 10.0 megapixels Zoom: 3.0x optical zoom, 4x digital zoom with optical Image Stabilizer Screen: 2.5 PureColor LCD II ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W88.5 x H54.8 x D21.8 mm Weight: 120g VGA Movies: Supplement your still images with fun 30fps VGA movie clips. A Long Play mode lets you store twice as much footage on the camera's memory card Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Richly detailed, cleaner images, even at high ISO speeds, are the result of advanced Noise Reduction Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting i-Contrast: i-Contrast analyses a scene during shooting or playback, then boosts brightness in dark areas without blowing out light areas. This helps uncover previously hidden detail in the shadow areas of an image System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Toshiba Satellite L300-1FS Laptop, at Marks and Spencer
Processor: Intel Pentium dual-core processor T3400, 2.16 GHz clock speed, 667 MHz front side bus and 1 MB 2nd level cache Memory: 2,048 MB standard, 4,096 MB maximum expandability, DDR2 RAM (800 MHz) Hard Drive: 160 GB, S.M.A.R.T. , 5,400 rpm Display: 15.4'' Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500M, up to 1,340 MB total available graphics memory with 3 GB system memory DVD Super Multi Drive: CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x external microphone, 1 x headphone (stereo), 3 (Left 2, Right 1) x USB 2.0, 1 x integrated VGA Web Camera with built-in microphone Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN 10BASE-T/100BASE-TX international V.90 modem (V.92 ready) 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Microsoft Works, Microsoft Office Home and Student 2007 (free 60-day trial) Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™ , Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Built-in camera & microphone, Diversity Antenna, Toshiba ConfigFree™, Internal HD 720p support Dimensions: W362 x D267 x H33.0 (front) / 37.7 (rear) mm Weight: starting at 2.49 kg Battery: lithium-ion, up to 2h30min (Mobile Mark™ 2007) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

4 Ruby Mugs - Red, at Marks & Spencers
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Limited Collection Large Bow Belt, at Mark's & Spencer
Show off curves and cinch in your waist with this bow belt with stitch detailing for an on-trend look for day or night

Footglove™ Leather Knee High Riding Boots, at Marks & Spencers
Round toe Contrast stitch detail Block heel Knee high Water resistant Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Pure Cotton Dog Motif Jumper, at Marks and Spencer
Knitted in pure cotton, this cute assorted colour jumper will keep him warm and comfy. It looks cuddly too!

Moscato Freisa Sweet Sparkling Rose NV - Case of 12, at Marks & Spencer
Style: Sweet Grape Variety: Moscato, Freisa Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 6.5% vol. Alcohol units per bottle: 4.9 Alcohol units per 125ml: 0.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Pearl Effect Necklace, at Marks & Spencers
Clasp fastening Pearl effect Necklace length 64cm

Plain Braces, at Marks and Spencer
Add a smart finishing touch with these stylish adjustable braces

M&S Wall Mount with Tilt for 21-37'' TV, at Marks and Spencer
Fits LCD screens from 21-37 inches Slim fit and tilt VESA compliant for 21-37in screens No assembly required M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Shea Nut Body Butter, at MarksandSpencer
Shea nut fragrance Easily absorbed 200ml Ingredients: Aqua, Ethylhexyl Palmitate, PEG-8 Beeswax, Cyclomethicone, Glycerin, Cetearyl Alcohol, Glyceryl Stearate, Theobroma Cacao Butter, Bis PEG-12 Dimethicone Beeswax, Butyrospermum Parkii Butter (Shea Butter), Benzyl Alcohol, PEG-100 Stearate, Phenoxyethanol, Xanthan Gum, Methylparaben, Parfum, Alcohol Denat. Disodium EDTA, Tocopherol, Caramel, Butylparaben, Sodium Hydroxide, Ethylparaben, Propylparaben, Amyl Cinnamal, Butylphenyl Methylpropional, Hexyl Cinnamal, Benzyl Salicylate, Isobutylparaben, Alpha-isomethyl Ionone, CI 15985

Round Face Analogue Watch, at Marks & Spencer
Round face Analogue Buckle fastening Stitch detail M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

The Great Britain Guide (AA Illustrated Reference Books), at Marks and Spencers
This is the ultimate getaway to all the best-loved areas of Britain. Explore the best-loved and most popular parts of Britain - including all the national parks, heritage coastline, areas of outstanding natural beauty, mountains and rural areas. This guide enables you to choose your destination, your activities - walks, cycle rides and car tours. Inside, you'll find easy-to-use maps and modern layouts with newly commissioned photographs to inspire you and locator maps showing the area in detail. There are 1,000 main entries, 150 walks, 50 cycle rides, 24 car tours and hundreds of ideas for activities and places to visit. Simple to use, "The Great Britain Guide" contains all the information you need to make the most of your visit - where to go, what to see and do and what not to miss

Windsor 8-Drawer Chest, at Marks&Spencer
H94 x W153 x D44cm 8 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Print Your Own Wedding Stationery: Cream and Black Menu/Order of Service, at Mark's & Spencer
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties ,1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Per Una Cotton Rich Zig Zag Stitch Jacket, at Marks & Spenser
A smart single breasted jacket in soft cotton rich fabric. The zig zag stitch detail gives it the Per Una touch

Tupungato Syrah 2008 - Case of 6, at Marks and Spencers
Style: Full-bodied Grape variety: Syrah Country of origin: Argentina Closure: Natural Cork Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Charlotte Footstool, at Mark's & Spencer
H39 x W56 x D48cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

New Autograph Dogtooth Design Cardigan, at Marks and Spenser
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Collezione Pure Silk Ash Tie, at M&S
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Older Girls' Pure Cotton Stripe Pyjamas, at Marks & Spensers
Cute and comfy, these pure cotton stripe pyjamas are outstanding value

Ceriso Embroidered Bow Padded Underwired Bra, at Marks and Spencers
Gorgeously feminine, this modern bra features an intricate bow embroidered design. Soft padding and underwiring give great support and a flattering enhanced flattering shape. Designed for women who want the latest look

Autograph Cotton Rich 3 Piece Waistcoat Outfit, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks n Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.