There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencers Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Pure Cotton Plain Dye Bathmats, at Marks & Spencers
Block colour design Bathmat: L75 x W50cm Pedestal mat: L50 x W50cm Shower mat: L50 x W50cm Bathmat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

BT Studio 3500 Cordless Phone with Answering Machine, at Marks & Spenser
50 name and number phonebook - assign different melodies to phone numbers Caller display stores your last 40 numbers and will display their name and number each time they call 10 last number redial Secrecy facility - allows you to talk to someone else in the room without the caller hearing Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options GAP compatible - register a maximum of 5 handsets Talktime up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 metres outdoors/50 metres indoors Low battery and out of range warnings Switchboard compatible Answer machine with upto 13 minutes digital recording time Pre-recorded outgoing messages - Answer and Record, and Answer Only Private playback via the handset Call screening/call intercept Memo facility Answer machine remote access Includes: 2 rechargeable batteries, mains power adaptor, telephone line cord for base station M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

1000 Stickers For Boys, at Marks & Spencer
This sticker book will keep them busy as they look for an incredible 1000 stickers inside!

Funky Flower Wallpaper, at Marks and Spenser
Manufacturer: Marks & Spencer

Per Una Linen Blend Frill Detail Cardigan, at MarksandSpencer
A fashionable long sleeve cardigan in cool linen blend fabric. Front frill detail gives it the Per Una touch

Knock on Wood Sauvignon Blanc - Semillion 2008 - Case of 6, at M&S
Style: Dry Grape variety: Sauvignon Blanc, Semillon Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Text 50th Birthday Card, at Marks and Spencer
Approx. size: 230 x 114mm Cover text: You're 50 today! Inside message: Happy birthday

Audrey Sunglasses, at Marks and Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

First Reader Gingerbread Man Book, at Marks and Spencers
This popular story is part of the First Readers range. The Gingerbread man has runaway and can't be caught - or can he?

Luxury Pure Cotton Long Sleeve Oxford Shirt, at Marks & Spencer
The superior quality, cut and detailing on this luxurious pure cotton shirt are inspired by Jermyn Street tailors. A sophisticated style with a great fit

Floral Print Dress & Bolero, at Marks & Spenser
Feminine and pretty, this 2 piece dress and bolero has a floral print and bow tie feature. A fabulous fashionable look to the contemporary woman

Per Una Pure Cotton Pleated Collar Mac with Belt, at Marks and Spencer
A fashionable single breasted mac in pure soft cotton, featuring a pleated collar and waist tie belt

Classic Collection Short Sleeve Scallop Trim Nightdress, at Marks&Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a small spot pattern with scallop trim

Perfect Double Button Wide Leg Trousers, at Marks & Spencers
Wide leg trousers work with boots or heels for a feminine, flattering silhouette. Button detailing gives this pair extra style

Portfolio Petite Twisted Scoop Neck Top, at Marks & Spencers
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season.

Woven Pure Silk Bold Stripe Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart bold stripe tie in pure silk

Limited Collection Athena Fringe Necklace, at Marks and Spencers
Fringe design Beaded detail Adjustable length Clasp fastening Necklace length: 41cm

Long Sleeve V-Neck Jumper, at MarksandSpencer
Soft, snug and comfy, this warm knitted jumper is outstanding value. A fashionable easycare style

Abbey S/STL, at Marks & Spencer
Manufacturer: Marks & Spencer

4 Bude Mugs, at Marks & Spensers
Set of 4 Suitable for everyday use Ribbed detail H9cm, Manufacturer: Marks & Spencer

Domaine Bastides d'Eole 2007 - Case of 6, at Marks & Spencers
Style: Full bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girlie Dress Up A5 Notebook, at Marks and Spencer
1 x A5 notebook with perforated lined pages Approx size: 21cm x 15cm

Autograph Floral Stripe Tie, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M&S Combination DAB Digital Radio, at Mark's & Spencer
Access over 8000 radio stations worldwide built-in WiFi 24 station presets (8 DAB / 8 FM / 8 internet) Podcast and listen again service compatible with media streaming of MP3/WMA & real audio file Alarm functionality, snooze button, headphone port, automatic scanning, firmware upgradeable and mains operated Stereo digital radio with 802.11b/g WiFi network, full Band III DAB and FM reception Frequency ranges: 802.11b/g, Band III 174-240 MHz, FM 87.5-108 MHz WiFi (802.11b/g) security: WEP, TKIP, WPA, WPA2 WiFi audio files format support: MP3, WMA, Real Audio Speakers: full-range 3" drive unit Input connectors: 9V DC power adaptor socket (230V supplied) Output connectors: 3.5mm headphone, 3.5mm line out (analogue) LCD display: 2X16 character Type LCD display Mains power supply: 230V AC to 9V DC external power adaptor Aerial: captive telescopic aerial Dimensions (mm): 115mm high x 275mm wide x 65mm deep M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Official England FA File Book, at Marks and Spencer
Stay on the ball and be on top of your game with this fun football file! Record all your favourite footy stuff and check out profiles of your top England players. Get organised with your cool footy scrapbook and official calendar, so you don't forget those all-important match dates. Share your football adventures with the team and become a true England hero by creating your own dream squad. With this file in hand, you'll be a real England team player

Mens Casual Square Buckle Belt, at Marks and Spencers
This square buckle belt is ideal for wearing with casual styles

Watergun, at Marks and Spencers
Ideal for the beach or garden, the water gun set is great for soaking your friends! Never lose a water fight, simply fill with water, aim & shoot!

Per Una Double Breasted Nancy Mac, at Marks & Spencer
A fabulous double breasted mac in stretch cotton. Weave design button details give it the Per Una touch

Philips 32FL5404 32" HD Ready Digital LCD TV, at Marks & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32" Widescreen LCD WXGA Active Matrix TFT, 1366 x 768p Contrast Ratio: Dynamic contrast 50000:1 for incredible rich black details Screen Enhancement: Anti-Reflection coated screen Brightness: 450 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0; Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1 - HDMI v1.3; HDMI 2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Screen Format Adjustments: Auto Format, Movie expand 16:9, Super Zoom, Widescreen Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Mains power: 220-240 V, 50 Hz Power consumption: 130 W Dimensions: W81 x H52 x D9.5cm Weight: 10kg, 13kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ceriso Styled Floral Embroidered Shorts, at Marks & Spencers
Flirty and feminine, these modern shorts feature floral embroidery and bow detail. The low rise, low leg style gives a flattering, shapely fit. Designed for women who want the latest look

Besides Mark's & Spencer Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.