Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph 6 Brush Collection, at Marks & Spencers
Handmade 1x foundation brush 1x blusher brush 1x eyeshadow brush 1x eye crease brush 1x eyebrow/lash comb 1x lip brush

Autograph Exclusive Pure Silk Maxi Length Cover Up, at Mark & Spensers
Luxurious and exclusive, this glamorous cover up is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Per Una Long Sleeve Dip Dye Cardigan, at MarksandSpencer
A stylish long sleeve cardigan featuring a dip dyed design and twin front pockets

Autograph Occasions Draped Grecian Style Wedding Dress, at Marks & Spensers
Feminine and elegant, this full length wedding dress is beautifully designed and detailed with a draped and pleated front and deep V at the back. An exclusive, luxurious look from Autograph for your wedding day

Die Cut Tiny Fairies and Stars Birthday Card, at M+S
Cover text: To Someone very special Inside message: With lots of love x Approx size: 150 x 150mm

My First Joke Book, at M&S
With over 500 jokes, this book is never-ending fun!

Long Sleeve Funnel Neck Fleece Jacket, at MarksandSpencer
An essential part of any wardrobe, this great value fleece is warm and cosy. A fashionable and practical choice.

Long Sleeve Polo Neck Jersey Top, at Marks and Spencer
Smart and stylish, this polo neck jersey top is made from softly draping stretch viscose for a fluid look.

White Beaded Heart Large Gift Bag, at Marks&Spencer
1 gift bag with tag Heart design Bead detail Approx size: H350 x W350 x D100 mm

Collezione Luxury Linen Blend Flat Front Trousers, at Marks n Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Die Cut Letters Get Well Soon Card, at Mark's & Spencer
Cover text: Get well soon Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Flat Front Crease Resistant Stripe Trousers, at M&S
Stay smarter for longer with these innovative crease resistant trousers

Florentyna Handmade Flower Candle, at M & S
Handmade flower candle Burns up to 15 hours, Manufacturer: Marks & Spencer

Rochaille Twist Earrings, at Marks and Spenser
Cluster rochaille bead design Twist style Clip on

Japanese Blossom Bedset, at Marks and Spencer
Blossom print design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6 ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Perfect Sleeveless Belted Curve Seam Dress, at Marks & Spencer
Move over LBD...the little red dress is here! Bold, bright and beautiful, this belted number is hot, hot, hot

Vinalta Chardonnay 2008 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Chardonnay Country of origin: Argentina Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Waisted Glass Vase, at Marks & Spencer
Bubble base design Clear glass Gorgeous glamour piece for the home, fashionable metallic glaze Great value Soda glass H16.5 x Diam 10cm, Manufacturer: Marks & Spencer

Limited Collection Etched Floral Balcony Bra, at Marks & Spencer
Fun and fabulous, this bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Lotus Flower Room Spray, at Mark's & Spencer
Floral scent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Short Sleeve Cornflower Cardigan, at Marks and Spencers
A feminine knitted cardigan, the single button fastening gives it the Per Una touch

Per Una Button Long Sleeve Cardigan, at Marks&Spencer
A beautiful long sleeve blouse in pure soft cotton featuring an open neck design and button detail

M&S 2200W Steam Iron with Electronic Temperature Control, at Marks & Spencers
1850W - 2200W Highly accurate electronic temperature control Stainless steel soleplate Variable steam control Self-cleaning Transparent water reservoir Dry/steam ironing Anti-drip and anti-scale Auto shut off Soft Grip Handle Dimensions: H29cm 360 degree Swivel Cord M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Bootleg Tweed Button Trousers, at Mark & Spensers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette

Autograph Pure Cotton Satin Stripe Border Duvet Cover, at M+S
Stripe design Bordered trim Supima 400 threadcount Comes in single, double, king-size and super king-size Co-ordinate with Satin stitch black, cream, white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P, Manufacturer: Marks & Spencer

Silver Foil Spot Tissue Pack, at Marks and Spencer
Pack of 3 Metallic effect 2 sheets spotty tissue, 1 sheet plain silver tissue 700 x 500mm

Body Tape, at M&S
Body tape is ideal for securing very low cut garments, attaching bra straps to cloths and holding your clothes in place just where you want them

Photo Bear Age 1 Birthday Card, at Marks and Spencer
Cover text: 1 happy birthday... to you Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Olivia Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Autograph Essentials Bootleg Trousers with Wool, at M & S
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.