Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from MarksandSpencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Money Direct financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Property Insurance than you will anywhere else, and you may even pay less with M&S.

5 Younger Girls' Pure Cotton Dora The Explorer Shorts, at Marks and Spencer
A must for fans of Dora The Explorer, these pure cotton shorts feature cute motifs of the popular character

Silver Band Wine Glass, at Marks&Spencer
Silver band Long stem Wide base Height: 27.5cm Capacity: 35cl, Manufacturer: Marks & Spencer

3 °Climate Control Cotton Rich Assorted Trunks, at Marks and Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Girls' Limited Bold Stripe Tie Cardigan, at Marks & Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Seville Antique Brass Tumbler, at Marks & Spencers
Wall mounted, Manufacturer: Marks & Spencer

Indian Summer Pure Cotton Embroidered Runner, at Marks and Spencers
Dimensions: L230 x W33cm Leaf embroidered design, Manufacturer: Marks & Spencer

White and Silver Small Honeymoon Photograph Album, at M+S
Contains: 1 album, 105 glue dots, gift box, 700Mb CD-R Album: H155 x W200 x D33mm Box: H168 x W215 x D40mm

Ingredients Lip Butter Trio, at Marks and Spenser
Pack of 3 Fragrant Flavoured To help soften and smooth your lips Raspberry Lip Butter: Caprylic/Capric Triglyceride, Simmondsia Chinensis Oil, Ricinus Communis Oil, Beeswax Rhus Verniciflua Peel Wax, Helianthus Annuus Seed Wax, Butyrospermum Parkii Butter, Aroma, Propylparaben, Methylparaben, Tocopheryl Acetate, Limonene, CI 15850, CI 77891 Shea Nut Lip Butter: Caprylic/Capric Triglyceride, Simmondsia Chinensis Oil Ricinus Communis Oil, Beeswax, Rhus Verniciflua Peel Wax, Helianthus Annuus Seed Wax, Butyrospermum Parkii Butter, Aroma, Benzyl Benzoate, Propylparaben, Methylparaben, Tocopheryl Acetate, Anise Alcohol, CI 77491, CI 77492, CI77499,CI77891 Passion Fruit Lip Butter: Caprylic/Capric Triglyceride, Simmondsia Chinensis Oil, Ricinus Communis Oil, Beeswax, Rhus Verniciflua Peel Wax, Helianthus Annuus Seed Wax, Butyrospermum Parkii Butter, Benzyl, Benzoate, Citrus Aurantium Dulcis Oil, Propylparaben, Linalool, Limonene, Aroma, Methylparaben,Tocopheryl Acetate, Geraniol, Citrus Medica Limonum Oil Citral, CI 42090, CI 45410

Easy Iron Pure Cotton Classic Gingham Shirt, at Marks and Spencer
Stylish and innovative, this classic gingham easycare shirt is quick and easy to iron for a smart crisp look

LED Apple Thank You Teacher Gift, at Marks and Spencer
1 LED light Apple shaped jotter box Pack comes with: 1 apple shaped box, jotter paper and 2 pencils H95 x Diameter 130mm

Authentic Beachwear Cropped Trousers, at Marks & Spenser
Fresh and fashionable, these below-the-knee trousers look chic with wedges, sandals or flat pumps

3 Piece Stainless Steel Saucepan Set, at Marks and Spencer
Includes 16cm, 18cm and 20cm saucepans Glass lids Riveted handles Encapsulated base for even heat distribution Oven safe to 240C/475F/gas mark 9 Suitable for all cooker and hob types including induction, Manufacturer: Marks & Spencer

7 Pairs of FreshFeet Assorted Stripe Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

3 Long Sleeve Pintuck Detail Tops, at Marks & Spencer
Stock up on essentials for less! This great value pack of 3 pintuck detail tops is comfortable, practical, fashionable and easycare

2" Longer Classic Pleat Long Sleeve Shirt, at Marks and Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Girls' Limited Pointelle Hat & Gloves, at Mark's & Spencer
Snug and cosy, this cute hat and gloves set is a fashionable choice for chilly weather

3 Pairs of Collezione Diamond Socks, at Mark's & Spencer
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Collezione Single Breasted 3 Button Plain Jacket, at Marks&Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Younger Boys' Plain Fluffy Dressing Gown, at Marks & Spencer
Soft and cosy, this dressing gown is made from comfy fluffy fabric

5 Luxury Pure Cotton Check Handkerchiefs, at Marks & Spenser
Luxuriously soft handkerchiefs in pure cotton

Autograph Pure Cotton Nautical Print Dress, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Per Una Embroidered Balcony Bra, at Marks and Spencer
Elegant and feminine, this bra is beautifully embellished with pretty embroidery. The padded balcony style gives maximum uplift and a fuller shape

Per Una Zig Zag Downy Jacket, at MarksandSpencer
A casual hooded jacket featuring a zip fastening and zig zag stitch detail

Pure Cotton Floral Print Knee Length Skirt, at Marks and Spencer
Cute and sassy, this cotton skirt features a floral print. A fabulous fashionable look

Autograph Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencer
Stylish and contemporary, this long sleeve stripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Blue Harbour 3/4 Length Trekking Shorts, at M & S
Lightweight and versatile, these 3/4 length shorts are ideal for the warmer days

Pure Cotton Monster Hooded Top, at M&S
Fun and fashionable, this pure cotton hooded top is outstanding value!

Lino Print Panda Age 2 Birthday Card, at Marks & Spencer
Cover text: 2 It's your Birthday Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Abbey S/STL, at Marks & Spencer
Manufacturer: Marks & Spencer

Tonal Floral Shorts, at Marks and Spencers
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.