When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks and Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Pure Cotton Floral Embroidered Top, at Mark & Spencers
Pretty embroidery detail makes this soft cotton top extra special

Paisley Cake Birthday Card, at M+S
Cover text: Have a wonderful birthday Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Spotty Card with Spinner 21 Card, at Marks n Spencer
Cover text: 21 today Inside message: Blank for your own message Approx size: 175 x 126mm

Girly Cupcake Duo Multipack of Cards, at Marks and Spencer
Cover text: Design 1: blank, Design 2: happy birthday Inside message: Both designs: blank for your own message Pack contains: 8 cards, 2 designs Approx size: 138 x 138mm

Blue Harbour Pure Cotton Long Sleeve Double Stripe Shirt, at Mark's & Spencer
Stylishly smart casual, this double stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Bodyshaper Textured Diamond Tights, at Marks and Spencers
Add a stylish touch of chic with this head-turning diamond design

Sprung-Edge 4-Drawer Divan & Autograph M500 Zip & Link Mattress, at Mark & Spencers
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Older Girls' Pure Cotton Embroidered Canvas Trainers, at M&S
Round toe Embroidered floral design Lace up fastening Stitch detail Flat sole

Pure Cotton Check Pyjama Bottoms, at Marks & Spenser
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Classic Duckling & Bear Large Baby Photograph Album, at Marks & Spencers
Contains: 1 album, 1 box, 1 pack of glue dots, 1 blank 700 MB CDR Approx size: Album: H235 x W325 x D30mm

4 Sennen Mugs - Linen, at Marks and Spenser
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

Sprung-Edge Non-Storage Divan & Autograph M500 Mattress - Firm, at M&S
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Per Una Pure Cotton Zesty Floral Skirt, at Marks & Spensers
A casual knee length skirt in pure soft cotton. Embroidered floral details give it the Per Una touch

Fresh Rose Wax Lantern with Plate, at Marks and Spencer
Wax lantern Fresh rose roomscenter Roomscenter burns for up to 4 hours 15ml roomscenter Comes with candle plate, Manufacturer: Marks & Spencer

My First Fire Engine, at Marks and Spencer
Pull-along cord Light and sound features Batteries included Suitable for ages 0-3yrs H21cm This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Puzz-Doku 150 Piece Jigsaw, at Marks and Spencers
Number of jigsaw pieces: 150 Approx. size of completed puzzle: 300 x 210mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Divan Sets - M400Z+L NS SUEDE, at Marks & Spencer
Manufacturer: Marks & Spencer

Formula Calming Foaming Facial Wash, at Marks & Spencer
With chamomile and aloe vera Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic 150 ml

Floral Embroidered Non-Wired Bra, at Marks and Spencers
Soft and comfortable, this floral bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Vantage Point Blu-ray DVD, at Marks n Spencer
Rating Suitable for 12 years and over,

Formula Calming Foaming Facial Wash, at Marks & Spencers
With chamomile and aloe vera Especially formulated for sensitive skins Suitable for all skin types Gently cleanses without any harsh additives Fragrance free Hypoallergenic 150 ml

Hooded Faux Fur Trim Jacket, at Marks and Spenser
Fashionable and practical, this hooded coat is outstanding value. An easycare style at a great price

3 Cup Cafetiere, at Marks & Spensers
Clear jug Contrast lid and handle Metallic frame 3 cup capacity, Manufacturer: Marks & Spencer

Philips Power2Charge Universal USB Charger, at Mark & Spencers
This power solution provides an easy way to avoid ever running out of power with any of your portable devices on the go. When fully charged, this power solution is able to provide up to 15 hours of power without the need of a power outlet Due to the interchangeable connector tips that are included, this device is fully compatible with most portable devices from a very wide range of brands. Simply choose the connector tip to match your portable device With a world plug, you can be sure you can use this device almost anywhere you go on your business trip or holiday The plug is designed in such a way that it can be folded when not in use to increase portability when on the go Via the illuminated Philips logo, you are informed about the charging status of your device. When the Philips logo starts flashing you know your device is fully charged, so you can unplug it from the power outlet and prevent unnecessary energy consumption When you press the test button, the LED battery capacity indicator shows you how much power is remaining and when it's time to recharge The travel bag supplied with this device is both convenient and useful as it provides extra protection To protect the USB outlet from damage, dirt and dust, a rubber cover can be pushed into place on the USB outlet when the device is not being used Power input voltage: 100-240 V Power output voltage: 5.6 V Battery capacity: 1000 mAh Battery type: Li-Polymer Heavy metals: Cd free, Hg free, Pb free Dimensions: H8.1 x W5.8 x D2.7cm Weight: 0.116 kg

Centre Stitch Mid Heel Stretch Boots, at Marks and Spencer
Round toe Centre stitch design Knee high Pull on Mid heel Lined Heel height: 7cm Comes in sizes 3-8, including half sizes

Wool Rich Single Breasted 2 Button Jacket, at Marks & Spensers
Smart and stylish, this tailored single breasted jacket is made from wool rich fabric. Ideal for work and everyday wear

Single Breasted Stitch Front Jacket with New Wool, at Mark & Spensers
Smart and stylish, this stitch front jacket is tailored to fit and flatter. A great choice for work

Younger Boys' Pure Cotton Mr Men Hat, at Mark & Spensers
Fans of Mr Men and Little Miss will love this sun hat featuring Mr Bump the popular character

2 Angel Cotton Rich Padded Non-Wired Bras, at Marks & Spenser
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Animal Print Mesh Tights, at Marks and Spencer
Treat your legs to a touch of style. These animal mesh tights have a durable reinforced design to keep them looking good, wear after wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.