Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

There are lots of ways to save money using M&S Financial Services. Not least of these is Mark & Spensers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Property Insurance than you will anywhere else, and you may even pay less with M&S.

Floral Favourites, at M&S
A charming gift bag full of soft pink gerberas, cream roses, pretty chrysanthemums and phlox Available for delivery from 1st April to 30th September 2009

Blue Harbour Cotton Rich Sweat Pants, at Mark's & Spencer
Whether you're active or relaxing, do it in style and comfort in these cotton rich joggers

Autograph Linen Blend Tie Fastening Ruffle Trim Cardigan, at Marks and Spencers
Fashionable and contemporary, this linen blend cardigan features a ruffle trim. A pretty, practical and easycare style

Older Girls' Permair™ Sporty School Shoes, at Marks and Spencer
Round toe Zig zag stitch detail Strap with riptape fastening Low wedge heel Scuff Resistant Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

Sticker Dolly Dressing Dolls Book, at Marks and Spencers
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

Knappstein Ackland Vineyard Riesling 2008 - Case of 6, at Marks & Spencers
Style: Dry Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Adored Half Lace Underwired Bra, at Marks & Spencers
Delicate and pretty, this non-padded bra is made from the softest fabric, embroidery and lace, so it's blissfully comfortable to wear. It's underwired and shaped for an uplifted natural look

Younger Girls' Walkmates Floral Embroidered T- Bar Shoes, at Marks and Spencer
Round toe T-bar design Buckle fastening Embroidered and cut out floral detail Flat sole

Woodland Scene Playmat and Mobile, at Marks and Spencer
Suitable from birth Padded woodland quilt and arch with 3 different activities For added safety, the stuffing in this product is incorporated in an extra layer This product conforms to the EN71 and the Toy Safety Directive W65 x D65cm, Manufacturer: Marks & Spencer

Machine Washable & Tumble Dry Single Breasted 3 Button Plain Jacket, at M+S
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

Disney Fairies Jewellery Beads Kit, at Marks and Spencer
Suitable for ages 5+ Includes assorted beads and fairy charms Disney This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Stitch Back Pencil Skirt, at Marks and Spencer
Sleek and chic, this pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions and it's machine washable for added convenience

Portfolio Assorted Bead Collar Necklace, at Marks and Spenser
Button fastening Assorted chunky bead design Collar style Necklace length 55cm

Per Una 3/4 Sleeve Knitted Top with Scarf, at Mark & Spensers
A relaxed 3/4 sleeve knitted top featuring a thin frill neckline detail and matching scarf

Carbon Print Sport Sunglasses, at Marks and Spenser
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Union Jack Keyring, at Marks & Spencer
You'll never lose your keys again with this eye-catching Union Jack keyring

Mareante Hill Organic Cabernet Sauvignon - Merlot 2006 - Case of 12, at Marks and Spencer
Style: Dry, oaked Grape variety: Cabernet Sauvignon, Merlot Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Sunny Town Shop Helpers Set, at Marks and Spenser
Shop keeper Delivery car Little girl Promotes hand eye co-ordination Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Miele FJM Hyclean Dustbags, at Marks and Spencer
Replacement dustbags for Miele vacuum cleaners using FJM bags

Tencel® Longline Bib Shirt, at Marks & Spensers
Smart and stylish, this longline shirt is made from soft, comfortable tencel. It features a pleated bib for a fashionable look

Georgian Antique-Silver Effect Bedstead, at Mark & Spensers
Headboard H136cm Endboard H105cm Sgl L195 x W96cm Dbl L195 x W145cm 5ft L216 x W160cm 6ft: L216 x W189cm Antique-silver effect Sprung slats for support and comfort, Mattress sold separately Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Flat Front Wool Blend Pinstripe Trousers, at M&S
Smart and contemporary, these trousers are made from a special wool blend fabric for extra strength, comfort and durability

Sebo Automatic X1.1 Upright Vacuum Cleaner, at Mark's & Spencer
Ideal for carpet, hard floors and pet hair 5.3 litre capacity dustbag with dustbag full indicator Computer control system Crevice and upholstery nozzle 1150 watt motor with cut-out protection S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation Approval 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Vacuum weight: 7.3kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Cool & Fresh Cotton Rich Sleeveless Vests, at Marks and Spencers
Comfortable, fashionable and practical, these essential vests are ideal for everyday wear

Wide Baguette Ring, at Marks and Spencer
Multiple gem design Diamant detail

Large Hurricane Lamp, at Marks&Spencer
Hurricane design Clear glass Comes with candle and sand Thick base, Manufacturer: Marks & Spencer

Autograph Copper Base 20cm Saucepan, at Mark's & Spencer
Stainless steel for maximum durability and shine Glass straining lid Riveted handles with silicone inserts for comfort and safety High performance copper base for even heat distribution Twin pouring lips for left and right-handed cooks Diam 20cm Capacity: 2.8 litre Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

Per Una Pure Cotton Spot Print Kimono, at MarksandSpencer
Modern and feminine, this pretty kimono is made from soft cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

M&S USB Cable, at Marks and Spencers
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Leaf Print Shirt, at M & S
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.