When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M+S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or House Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Autograph Occasions Waterfall Prom Dress, at Marks and Spenser
Beautifully designed and luxurious, this exclusive dress is detailed with a waterfall design. A stunningly glamorous style statement, perfect for elegant occasions

Pheasant Gully Chardonnay Semillion 2008 - Case of 12, at Mark & Spensers
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

10 Denier Matt Ladder Resist Sheer Hold-Ups, at Marks&Spencer
An M&S exclusive. Extra stretch is added to every stitch of these sheer matt hold ups to stop ladders from forming

Lavender Refresher & Burner Oil, at Marks & Spencer
Lavender fragrance 15ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big And Tall Two Button Basket Weave Jacket, at Marks and Spenser
Specially proportioned for big and tall men, this basket weave jacket is designed to give a flattering, comfortable fit

Pure Cotton Short Sleeve Spot Dress, at Marks and Spencers
Fashionable and practical, this cute dress features spot print and contrast hem. It's made from soft cotton to keep her comfortable and happy

Limited Collection Brushed Hoop Earrings, at Marks & Spencer
Hoop style Brushed detail Butterfly fastening

Ashbourne Armchair AU09 Newness, at Marks & Spensers
Manufacturer: Marks & Spencer

Barrel Arm Sunglasses, at Marks & Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Cashmilon™ Long Sleeve Ribbed Trim Cardigan, at M & S
Fashionable and flattering, this long sleeve cardigan is made from supersoft cashmilon™ and features a button fastening

Cross Over Stripe Tankini, at Marks and Spencer
Modern and stylish, this comfortable tankini is sure to make a splash!

Reversible Jigsaw Quilted Bedcover, at Marks & Spenser
Jigsaw pattern Reversible 150 x 200cms, Manufacturer: Marks & Spencer

Autograph 1 Button Plain Jacket, at Marks & Spencers
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Happy Birthday Dog Card, at Marks & Spenser
Cover text: Happy Birthday to you Inside message: Have a fun day Approx size: 174 x 126mm

Viva Coffee Table & Nest of Tables Set, at Marks and Spencer
3 piece set Coffee table: H40 x L85 x W50cm Nest of 2 tables: H47 x W51 x D40cm (largest table) Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Royal Jelly & Pure Honey Soap Stack, at Marks and Spencer
Pack of 5 Moisturising 200g

Reece Triple Wardrobe, at Marks & Spensers
H205 x W166 x D58cm 3 door wardrobe 1 hanging rail and shelf Right-hand unit has 3 shelves Assembled for you in the home This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this wardrobe as part of a set. Click here to view the Reece Collection Set. Click here to view the internal layout of this furniture, Manufacturer: Marks & Spencer

4 Large Maxim Wine Glasses, at Marks & Spencer
Pack of 4 Height 23cm 45cl, Manufacturer: Marks & Spencer

Stainless Steel Avocado Slicer, at M & S
Looped handle for hanging storage L21cm, Manufacturer: Marks & Spencer

Fresh Rose Scented Pillar Candle, at M & S
Fresh rose fragrance Chunky design Ribbed detail Includes shallow holder, Manufacturer: Marks & Spencer

Classic Letters 40th Birthday Card, at Marks and Spenser
Approx. size: 230 x 114mm Cover text: On your 40th birthday Inside message: Have a very special day

Classic Ceramic Tall Mirror, at Marks and Spencer
Freestanding Round mirror H38 x W17 x D16cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Pairs of Cotton Rich Plain Knee High Socks, at Mark & Spencers
These cotton rich knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Pure Cotton Long Sleeve Floral Top, at Marks and Spenser
The cute floral design and bow feature makes this top extra special. It's made from soft cotton fabric and feels comfy to wear.

The Floral Collection Mixed Talcs, at Marks&Spencer
Pack of 4 4 x 50g Magnolia Talcum Powder Ingredients: Talc, Magnolia Liliflora (Magnolia), Parfum, Amyl Cinnamal, Linalool, Butylphenyl Methylpropional, Benzyl Salicylate, Geraniol, Citronellol, Aqua, Isoeugenol, Propylene Glycol, Eugenol, Cinnamyl Alcohol, Sorbital, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Propylparaben, Isobutylparaben Rose Talcum Powder Ingredients: Talc, Parfum, Rosa Centifolia (Rose), Benzyl Salicylate, Citronellol, Aqua, Linalool, Alpha-Isomethyl Ionone, Geraniol, Phenoxyethanol, Methylparaben, Ethylparaben, Butylparaben, Isobutylparaben, Propylparaben Lavender Talcum Powder Ingredients: Talc, Lavandula Angustifolia (Lavender), Parfum, Linalool, Aqua, Alpha-Isomethyl Ionone, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Limonene, Butylphenyl Methylpropional, Geraniol, Methylparaben, Phenoxyethanol, Ethylparaben, Butylparaben, Isobutylparaben, Propylparaben Iris talcum powder Ingredients: Talc, Iris Florentina (Iris) Flower Extract, Parfum, Hexyl Cinnamal, Linalool, Alpha-Isomethyl, Ionone, Aqua, Propylene Glycol

Autograph Essentials Vintage Rose Embroidered Shorts, at Marks and Spencers
Elegant and feminine these flattering shorts feature rose embroidered details. The modern low leg hipster styling gives a shapely fit. Beautiful exclusive lingerie

Illustrated Wind in the Willows Book, at Marks and Spencers
This is an evocative picture book based on the beloved classic tale and retold for younger children. ''The Wind in the Willows'' is a re-telling of the beloved Kenneth Grahame story following the adventures of four riverside companions: Mole, Ratty, Badger and, of course, the eponymous Mr Toad

Multi-Pocket Rucksack, at Marks & Spencer
Stylish and practical, this nylon rucksack is ideal for business or weekend travel

Sparkling Pinot Grigio - Case of 6, at M+S
Style: Dry Grape variety: Pinot Grigio Country of origin: Italy Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 11.5% vol. Alcohol units per bottle: 8.6 Alcohol units per 125ml: 1.4 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Mandie Lace Blouse, at Marks & Spenser
A feminine floral print blouse featuring a frill placket

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.