Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Smoked Glass Balls Collection Floor Lamp, at Marks and Spencer
Chrome plated base Glass ball detail Square base Faux suede cylinder shade (included) H148 x Diam 38cm Bulb: 100W BC GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Flat Front Grey Single Pleat Trousers, at Marks and Spencers
Fashionable and contemporary, these flat front stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Apple Shaped Jotter Box Thank You Teacher Gift, at M+S
1 apple shaped box Jotter paper 2 pencils Approx size: H95 x D130mm

Pure Cotton Scoop Neck Jersey T-Shirt, at Marks and Spenser
This short sleeved t-shirt will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

Autograph Pure Cashmere Knitted Wrap, at Marks & Spencer
Wrap up warm in fashionable style with this ribbed trim wrap. The contemporary design looks great over this season's fashions, or wear with jeans and boots

Pure Cotton 'Ben 10' T-Shirt, at Mark's & Spencer
Fans of Ben 10 will love this short sleeve t-shirt featuring the popular character. A practical, easycare style

Formula Revival Cosmetox Day Cream with SPF 15, at Mark & Spencers
Proven results after 4 weeks Hypoallergenic Includes: SPF 15 Matrixyl™ - a natural peptide to rejuvenate skin and leave facial wrinkles diminished Argireline™ - a protein that discourages muscle contraction to prevent the formation of wrinkles Ceramide to smooth the complexion 50ml

Damask Bathmat, at Marks and Spencer
Damask design L80 x W50cm, Manufacturer: Marks & Spencer

Portfolio Crystal Floral Brooch, at Marks and Spenser
Floral design Faceted faux gemstones Diamant detail

Fashion Denim Zip Cropped Trousers, at Marks&Spencer
Fresh and fashionable, these denim cropped trousers look chic with wedges, sandals or flat pumps. Zip pockets add an extra touch of style

Collezione Pure Wool Single Breasted 2 Button Stripe Jacket, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Single Sprung-edge Divan with 1 Small + 1 Large Drawer & M100 Mattress, at Marks and Spencers
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 21cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress has dust-free polyester fibre filling Open coil mattresses provide a hard-wearing and supportive background Mattress spring count: 288 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Pure Cotton Embroidered Sun Hat, at Marks and Spenser
Fashionable and fabulous, this embroidered detail hat is a great choice for fun in the sun

Harvard Body Spray, at Marks and Spenser
150 ml This product is not available for international delivery. Find out more

Melamine Collection Leaf Placemat, at Marks & Spencer
Fabric placemat Leaf design Rectangle shape L45 x W35cm

3/4 Sleeve Stripe Shirt, at Mark & Spensers
Smart and stylish, this 3/4 sleeve shirt features a stunning stripe design. A sophisticated new look, perfect for this season.

Maxim Salt & Pepper Set, at Marks & Spensers
Salt and pepper shakers Suitable for everyday use Versatile fine dining range H6cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hannah Montana A5 Academic Diary, at M&S
1 diary (week to view) Disney

Hooded Check Duffle Fleece, at Marks & Spencer
Comfy and cosy, this hooded fleece feels soft and warm and is great value. A practical, easycare style

Scooter Boy Age 5 Birthday Card, at Marks and Spenser
Cover Text: 5 today, HOORAY! Inside Message: Happy birthday! Approx size: 174 x 126mm

Performance Long Sleeve Zip Neck Top, at Mark's & Spencer
Innovative and high-performance, this top is made with moisture control and anti-odour technology. It's designed to keep you at a comfortable temperature so you feel warm, fresh and dry

In Bloom Orchid & Vanilla Fragranced Candle, at Marks&Spencer
Orchid and vanilla fragrance Burns upto 20 hours, Manufacturer: Marks & Spencer

Modern Glass Wall Clock, at Marks & Spenser
Glass design Metallic hands Circle shape Diam: 30cm, Manufacturer: Marks & Spencer

Autograph Sheer Gloss Lipstick, at Marks & Spensers
Light, sheer lip colour for smooth, glossy lips SPF 15 Fragrance free Hypo-allergenic

2 Cotton Rich Velour Jogging Bottoms, at Marks & Spencers
Soft, comfy and cute, these jogging bottoms are outstanding value!

Nostalgic Fishing Dad 70th Birthday Card, at Marks and Spenser
Cover text: Happy 70th Birthday Dad, May you have a very happy day, Made even happier, too, By the wishes and the thoughts of those, Who think so much of you Inside message: Hope you have a special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

Wide Waistband Dogtooth Tulip Skirt, at Marks and Spenser
This season the tulip reigns supreme among skirts. This ultra-modern design has an oversized dogtooth check and looks great worn with opaque tights and shoe boots for an up-to-the-minute contemporary feel

Per Una Chiffon Neckline Knitted Top with Angora, at Marks & Spensers
An elegant 3/4 sleeve top with fluffy angora featuring chiffon neckline panel

Sentimental Words Aunt Birthday Card, at Marks and Spencer
Cover text: The stuff we do together is always lots of fun... And when it comes to special aunts, you're surely number one! Inside message: Have a very happy birthday Approx size: 178 x 126 mm

Portfolio Paradise 3 Bead Drop Earrings, at Marks and Spenser
Hook fastening Drop style 3 bead design

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.