Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Hand Made Presents Birthday Card, at Marks & Spencers
Cover text: Happy Birthday... To You Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Collezione Single Breasted Funnel Neck Parka, at Marks & Spencer
Elegantly stylish and meticulously finished, this funnel neck parka is inspired by sophisticated Italian fashions

Per Una Leather Tubular Knot Mule Shoe, at Marks and Spencer
Open toe Slip on Tubular knot foot strap Mid-high wedge heel

PlayStation®2 Pirates of the Caribbean: At World's End, at M&S
Single and multiplayer modes Unlock new moves and secret characters Play as Captain Jack Sparrow, Will Turner or Elizabeth Swann Combat, combos and looting challenge mode You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Platforms: PlayStation2, ESRB Rating: Everyone 10+

Pure Cotton Bold Stripe Pyjamas, at M & S
Contemporary and fashionable, these pure cotton pyjamas make the perfect choice for relaxing in style and comfort

Older Girls' Butterfly Foil Swimsuit, at M&S
Great for splashing around in, this comfortable swimsuit features a stunning butterfly print

Easter Letters Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Approx size: each sheet: 495 x 695mm

Handcrafted Love You Laser Cut Wife Valentine Card, at Marks and Spencers
Cover text: I Love You Inside message: Blank for your own message Approx size: 220 x 220mm

3 Geometric Print Handkerchiefs, at Marks & Spenser
A great value pack of pure cotton handkerchiefs

7 Pairs of Big & Tall Freshfeet Stripe Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

3 Pairs of Collezione Square Socks, at Marks n Spencer
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Large Slow Roasted Tomato & Goat's Cheese Quiche, at Marks & Spenser
Serves 12 Ready to eat 1.5kg Suitable for vegetarians As featured on page 20 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Collezione Single Lock Leather Briefcase, at Marks and Spenser
Sophisticated and luxurious, this leather briefcase is inspired by Italian style

Formula Revival Radiance Complexion Balm, at Mark's & Spencer
Instant reduction of fine lines and wrinkles Contains UVA/UVB filters Suitable for all skin types Hypoallergenic 50ml

Moulded Lace Multiway Bra, at Marks n Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Flat Front Crease Resistant Trousers, at Marks & Spenser
Stay smarter for longer with these innovative crease resistant trousers.

PlayStation®3 Need for Speed: Undercover, at Mark's & Spencer
Go Deep Undercover: Race into an action-packed story of pursuit and betrayal. Take on jobs and compete in races to prove yourself as you infiltrate and take down an international crime syndicate Highway Battle: Fight off the cops and others as you take down your prey in high-speed, high stake multi-car chases. New and vastly improved A.I. mechanics mean more aggressive and intelligent cops focused on taking you out fast and by any means necessary Own the Open World: Tear across the massive highway system and discover the open world of the Gulf Coast Tri-Cities area, with three unique cities connected by an extensive highway system Heroic Driving Engine: An all-new game engine lets you pull off amazing moves for the ultimate driving edge. 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information You must be 12 years of age or over to purchase this product This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Teen

Per Una Tassel Trim Chenille Scarf, at Mark's & Spencer
Sure to become a favourite you'll wear all the time, this warm scarf in soft chenille features a funky design for a fab modern look.

Antique Brass Collection Side Table, at Marks & Spensers
H51 x W50 x D41cm Made from antique-effect solid brass tubing Legs made from antique-effect solid brass tubing Tops made from toughened glass Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

Champagne Oudinot Vintage 2002 - Case of 6, at MarksandSpencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

My First Spinning High Chair Toy, at Marks and Spencer
Activity toy for high chairs Starfish and fish design Spinning feature With suction cup Height: 17cm Suitable for ages 0-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Leather Thong Punch Monk Shoes by Jeffery-West, at Marks and Spenser
Square toe Stitch detail Buckle fastening Punch design Block heel

Sebo Automatic X4 Extra Upright Vacuum Cleaner, at Marks n Spencer
1300 watt motor S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation approval Stair cleaning hose system Computer control system Includes dusting brush, floor and wall brush, straight tube and flexible extension hose Ideal for carpet, hard floors and pet hair 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Unit weight 7.4kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Matinee Cardigan, at Mark's & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep them warm and comfy. It looks cuddly too!

Footglove™ Lace Up Shoe Boots, at M&S
Round toe Lace up Stitch detail Mid heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 Cool & Fresh Cotton Rich Assorted Trunks, at Marks and Spencers
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

Limited Collection Wooden Heel Court Shoes, at Marks & Spensers
Almond toe Court style Stitch detail Mid heel Heel height: 75mm Comes in sizes 3-8, including half sizes

Keane - Perfect Symmetry CD, at Marks and Spencers
Audio CD, Marks & Spencer

Little Hands First Words, at Marks and Spencer
Lift the flap first first words encourages 1 to 2 year olds to build on their language skills while having fun. It uses words and images familiar in a baby's world, and young children will love the combination of bright colours and photographs

Sony CMT-LX401 Micro Hi-Fi, at Marks & Spencers
AM/FM/DAB radio 2 x 5w (RMS) power output CD+ -R/CD+ -RW playback Digital input 4 graphic equaliser presets Enables you to operate your equipment from a remote handset Hi-Fi unit dimensions: D20.5 x H22.1 x W20cm Weight: 8.6kg This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."