There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Mark & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Floral Print Skater Skirt, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Shades of Summer, at Marks and Spencers
A chic bag packed with a stunning display of gorgeous gerberas in bold summer shades Available for delivery from 1st April to 30th September 2009

Cool Soft Pure Cotton 7.5 Tog Duvet, at Marks & Spencer
Naturally breatheable 7.5 tog Use all year round, Manufacturer: Marks & Spencer

Disney Fairies Activity Case, at Mark & Spencers
Fans of Disney Fairies will love this fun activity case which includes a board game, activity book and more!

Per Una Wool Blend Ruched Dress with Belt, at MarksandSpencer
A fashionable knee length dress in a soft wool blend featuring a velvet tie belt

Floral Print Swim Shorts, at Marks & Spencer
Sure to make a splash, these colourful shorts feature a floral print. The tie fastening waist helps give a secure fit. Fashionable, practical and easycare

Formula Moisturising Age Repair Toner, at Marks & Spenser
Targets wrinkles and fine lines Hypoallergenic Suitable for all skin types Alcohol free Ceramide for younger looking skin Zinc complex to normalise and balance Witch hazel to tone and refresh 200ml

'Daughter' Birthday Card, at Marks and Spenser
Cover text: Happy Birthday Daughter With Love Inside message: Blank for your own message Approx size: 114 x 230mm

Pure Cotton Butterfly Print Vest, at Marks & Spencers
A butterfly print makes this soft cotton vest fabulously fashionable

Handy Manny Repair Shop Sticker Book, at Marks&Spencer
Can you help Handy Manny and his trusty tools to fix-it right? Join all your favourite characters at Manny's Repair Shop for hours of fun activities - including spot-the-difference, sticker jigsaw puzzles and more! Handy Manny is the perfect guide to simple problem-solving activities

Winnie the Pooh Age 1 Birthday Card, at Marks & Spensers
Cover text: 1 today Inside message: Happy birthday Approx size: 174 x 126 mm

Bag of Flowers Thank You Card, at Marks and Spencer
Cover text: Thank You Inside message: Blank for your own message Approx size: 150 x 150mm

Per Una Long Sleeve Riviera Cardigan, at Marks & Spencers
A sophisticated long sleeve cardigan in a soft fabric. Featuring a chiffon trim to give it the Per Una touch

Formula Age Defence Revitalising Day Cream + Vitamin C, at Marks and Spencer
SPF15 Contains vitamin C and white tea Helps prevent fine lines and wrinkles Hypoallergenic 50ml

Cotton Rich Drawstring Bootleg Joggers, at Marks and Spenser
These comfy and practical cotton rich joggers are great for heavy workouts or relaxing in style

Easycare Long Sleeve Satin Stripe Shirt, at Mark's & Spencer
Woven in a no-fuss easycare fabric, long sleeves and double button cuffs add a smart focus to your office look. A practical and convenient choice for everyday wear

Girls' Fashion Schoolwear - 2 Non-Iron Short Sleeve Blouses, at Marks n Spencer
This pack of 2 blouses is great value. The flared short sleeves and fitted shape give a fashionable look. A practical and convenient choice, they're easycare and non-iron to save you time

Blue Harbour Cashmilon™ V-Neck Stripe Jumper, at Marks and Spenser
Soft and comfortable, this smart v-neck jumper is outstanding value and made from supersoft Cashmilon™

Single Dendrobium Orchid, at Marks n Spencer
This exotic, majestic orchid - beautifully enhanced by its understated white glass pot - will make a really unforgettable present Available for delivery from 1st July to 30th September 2009

Dressing Table Gift Card, at Mark's & Spencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Per Una Pure Linen Belted Panel Skirt, at Marks and Spenser
A fashionable knee length skirt in pure cool linen featuring panel design

Compton Glazed Unit, at Marks and Spencer
H190 x W118 x D53cm 3 adjustable shelves Toughened glass doors Made from White Oak solids and veneers Hand distressed, with the distressing aged with dark patina Mid-brown stained finish, followed by 2 coats of durable, clear lacquer of low sheen Side panels, door panels, back panels made from oak veneer Top panels made from oak veneer with a solid oak edging for strength Solid hardwood legs Solid hardwood doors All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Leather Chino Belt, at Mark & Spensers
Add a smart finishing touch with this leather belt

'Dotty Daisy' 30th Card, at Marks & Spensers
Cover Text: Congratulations! 30 Inside message: Happy Birthday! 230 x 114mm

Per Una Spot Print Low Rise Shorts, at Marks and Spencers
Fresh and feminine, these stylish shorts feature a spot print and multiple bow detail. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Pure Cotton Long Sleeve Travel Shirt, at Marks & Spencers
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Cotton Blend Stripe Pyjama Bottoms, at Marks and Spencer
Pretty and feminine, these comfortable pyjama bottoms feature stripe design

Contrast Trim Ballet Socks, at Mark & Spencers
These essential ballet socks are outstanding value. They're made with added stretch for comfort and durability

Airflex™ Wide Fit Leather Raised Tramline Lace Up Shoes, at Mark & Spencers
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort

The Guest List, at Marks & Spenser
This is the definitive guide to the UK's best hotels and restaurants. Discover the stylish interiors, fabulous food and unparalleled service that set these hotels and restaurants apart from the crowd. A hotel that achieves the rare combination of elegant simplicity, character, good service and remarkable food comes to be regarded by its guests as a rare discovery

When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks n Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."