M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spensers insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M+S Money financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

Humbug Drop Earrings, at Marks and Spencer
Drop style Hook fastening

Philips HX6311 Rechargeable Sonic Toothbrush, at Marks & Spencers
KidTimer: Increases brushing time slowly over 90 days, building towards the dentist recommended 2 minutes Power modes: 2 Kid-friendly power modes adapt to different ages providing a gentle cleaning that's ideal for different ages. There is a low mode for ages 4 to 6 and a high mode for ages 7 and older Brush Heads: 2 brush head sizes that are specifically designed to gently clean and protect teeth at key developmental stages KidPacer: Fun sounds encourage kids to brush the front and back of both upper and lower teeth Fun interchangeable panels: Allows kids to customise their toothbrush Anti-roll shape: Sturdy handle design allows kids to store it upright as well as apply toothpaste while the toothbrush is laying flat Multi grip design: Ergonomically designed to enable parents and kids to brush together or on their own Battery type: Li-Ion Rechargeable battery Speed: 31,000 brush strokes per minute Operating time (full to empty): Fully charged should provide 42 2-minute brushings (3 weeks) Voltage: Multi-Voltage Charger 100-240 V M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Sony VAIO VGN-FW31E Laptop, at Marks & Spenser
Processor: Intel Core™2 Duo Processor T6400, Supports Enhanced Intel SpeedStep Technology Processor speed: 2.0 GHz RAM: 4GB Screen: 16.4'' (1600 x 900) X-black LCD display Operating System: Genuine Windows Vista Home Premium with Service Pack 1 Hard Drive: 400Gb, 5400(rpm) Serial ATA Graphics card: ATI Mobility Radeon™ HD 3470. Total avalilable graphics memory of Approx. 1510MB* with dedicated GDDR3 Video Memory of 256MB Memory stick slot: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Digital camera: Built-in 'Motion Eye' Digital Camera Optical Drive: DVD Supermulti Interfaces: 4 Pin i.LINK™ (IEEE1394), 400 Mbps, DC in, Memory Stick™ std / duo, memory stick™ PRO std / Duo, high speed data transfer slot, SD card slot, audio out (stereo headphones/speakers jack), microphone jack (Stereo), RJ-11 direct port (Modem), RJ-45 direct port (Network), USB Speed high/med/low, 3x USB ports, VGA connector for monitor, TV out, TV out type HDMI, express Card Slot(34mm) Connectivity: Built-in Modem V.92/V.90, Integrated Wireless LAN, Wireless LAN Max. Date Rate (Mbps) 300 (RX)/ 150 (TX), Wireless LAN Range max. 100, Wireless LAN Type 802.11b/g Draft n, Ethernet network 10BASE-T/100BASE-TX/1000BASE-T Battery: Lithium-Ion battery VGP-BPS13A/S, charging time 220 (Actual battery life will vary depending on your specific hardware and software configurations. Benchmark MobileMark 2007) Video & TV software: VAIO Content Importer / Exporter, WinDVD BD 8 for VAIO,VAIO Movie Story Audio software: VAIO Music Box, Windows Media Player 11, SonicStage Mastering Studio 2.5 Photo software: Picture Motion Browser, VAIO Movie Story, Adobe Photoshop Elements 6 CD-DVD burning software: Easy Media creator 10, Click to Disc/Editor Office application software: Adobe Reader 9, Microsoft Office Trial 2007 (60 days Try & Buy) Security & other software: McAfee Internet Security Suite (with 60days free virus updates), VAIO Recovery Utility 2.6 - HDD recovery (hidden partition), Google software package Accessories included: AC Adaptor, battery and power cord Dimensions: D261 x H29-37 x W384mm Weight: 3.1kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

4 Windsor Red Wine Glasses, at Marks & Spenser
Set of 4 Dishwasher safe 47cl H24cm, Manufacturer: Marks & Spencer

Sony DVP-FX720 7'' Portable DVD Player, at Marks & Spencer
Playback: Plays DVDs, CDs and MP3s Display: 7 inch TFT LCD screen Lithium Rechargeable Battery: Fast charging batter with upto 5 hours of life Connectors: USB input, twin headphone jack Accessories: Mains adaptor, car adaptor, remote control Dimensions: H11 x W24 x D30cm Playback: DVD-R/-RW/-R DL/+R/+RW and CD-R/-RW with DivX, DVD-R Dual Layer, DVD+R/+RW and DVD+R Dual Layer

Chunky Tyler Sunglasses, at Marks and Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Ses'fikile Rain Song Shiraz Pinotage 2007- Case of 12, at Marks and Spenser
Style: Full bodied Grape variety: Shiraz Pinotage Country of origin: South Africa Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Pure Linen Belted Panel Skirt, at Marks and Spencer
A fashionable knee length skirt in pure cool linen featuring panel design

Frill Detail V-Neck Swimsuit, at Marks&Spencer
Look slimmer in seconds! This comfortable swimsuit is made with a control panel to make tummies look flatter. Secret Support™ shapes, lifts and enhances your bust. A stylish, flattering look.

St Gall Brut - Case of 6, at Marks & Spencers
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Piece Pure Cotton Giraffe T-Shirt & Shorts Outfit, at Mark & Spencers
Cute and practical, this 2 piece outfit is outstanding value. The soft cotton fabric will keep him feeling comfy

Autograph Essentials Puff Sleeve Top with Silk, at Mark & Spensers
Part of the Autograph Essentials collection, this puff sleeve top will make a useful addition to your wardrobe. It features a round neck for a stylish casual look

Firm Control Sheer Floral Waist Cincher, at Marks and Spencer
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

Autograph Widechalk Trousers, at Marks & Spencers
Perfect for smart occasions, these classic widechalk stripe trousers make a fashionable and practical choice

Pure Silk Stripe Tie, at Marks & Spencer
Add a luxurious finishing touch with this smart striped tie in pure silk

Birthday Girl Crown Birthday Card, at Marks and Spencer
Cover Text: Birthday Girl Inside message: Blank for your own message Approx size: Flat: 150 x 215mm. Crown circumference up to 600mm

Light Control Floral Lace Shorts, at MarksandSpencer
Look slimmer in seconds! These light control shorts gently flatten tummies for a sleeker, slimmer silhouette

Pure Linen Short Sleeve Pleated Shirt, at Marks n Spencer
This fab short sleeve shirt features a stunning pintuck detail. A sophisticated new look, perfect for this season

Handcrafted Black Dots Mother's Day Card, at Marks and Spencer
Cover text: For a wonderful Mum Inside message: With lots of love Approx size: 178 x 126mm

Hepworth Extending Dining Table & 6 Cross-Back Chairs Set, at Marks and Spenser
Table: H75.5 x L175 x W90cm Extends to L215cm Table seats 6-8 Extension leaf is stored beneath the table top Dark brown leather seat pads Chair: H97 x W47 x D63cm Seat: H48cm Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs Top panel is veneered with solid birch edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton V-Neck Cardigan, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Cotton Rich Long Sleeve Top, at Marks and Spencer
Smart and stylish, this long sleeve top is made from stretch cotton for a flattering and fashionable fit

Cotton Rich Side Stripe Tracksuit Joggers, at Marks & Spencers
Relaxed and comfortable, these easycare side stripe tracksuit joggers are made from cotton rich stretch fabric for ease of movement and great shape retention.

Tiga Side Table, at Marks and Spenser
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Autograph Illusions Wrinkle Filler, at Marks and Spencer
Fills, smoothes and visibly reduces the appearance of fine lines and enlarged pores This product is not available for international delivery. Find out more

Sonoma Dark 3-Drawer Bedside Chest, at Mark & Spencers
H60 x W45 x D45cm 3 drawers Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Paua Shell Pear Necklace and Earring Set, at Marks & Spenser
2 piece set Pear shaped polished shell earrings Multi pear shaped polished shell pendants

Peppa's Space Trip & Teddy's Day Out Book, at Marks & Spensers
Join Peppa and friends as they take a trip all the way into outer space. This colourful and fun story book is sure to grab your kids' imagination

Limited Collection Vintage Multi Row Necklace, at Marks & Spencer
Clasp fastening Adjustable length 2 strand feature Cluster design Necklace length: 45cm, extendable by 8cm

Unforgettable Things to Do Before You Die, at Marks & Spensers
Following the success of "Unforgettable Places to See Before You Die", this is the second title in an exciting new series of books that will help you search out essential sights and experiences around the world. In "Unforgettable Things to Do Before You Die", international travel writers and photographers Steve Watkins and Clare Jones draw on their years of experience to select forty of their favourite trips of a lifetime. This book isn't a travel guide, nor is it definitive, but it will introduce you to a host of unusual and amazing activities to be done in fabulous destinations during a break of two weeks or less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M & S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.