M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Besides Marks & Spencers Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Classic Collection Cashmilon™ Turtle Neck Jumper, at Marks & Spencer
Stylish and so comfortable, this jumper in softest cashmilon™ feels as good as it looks and the smart turtle neck adds the perfect finishing touch.

Ceriso Styled Floral Embroidered Thong, at M & S
Elegant and stylish, this modern thong features floral embroidery and a lace trim. It fits and drapes beautifully and feels blissfully comfortable to wear. Feminine everyday lingerie

Limited Collection Modal Blend Padded Bra, at Marks & Spensers
Fun and fabulous, this modal blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Casual Cross-Body Bag, at Marks and Spencer
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

Autograph Leather Cross-Body Midi Bag, at Marks and Spenser
Luxurious and beautiful, this cross-body handbag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

3 Pack of 40 Denier Opaque Tights, at Mark & Spencers
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

Canon PowerShot A480 Digital Camera, at M&S
Pixels: 10.0 megapixels Zoom: 3.3x optical zoom , 13x digital zoom Screen: 2.5'' LCD display ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W92.1 x H62.0 x D31.1 mm Weight: 140g Video: Movie modes include Long Play (LP) for VGA (20fps) clips that use half the normal memory card space. Motion Detection Technology: The optimal ISO level is then automatically set, to minimise blur and maximise image quality PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PC Face Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC III processor provides lightning quick responses and superb image quality. iSAPS technology uses shooting scene data to optimise camera settings even before a shot is taken, so you're free to concentrate on capturing the moment Shooting Modes & Special Scenes: 15 shooting modes including dedicated Kids & Pets and Indoor modes - make it easy to get the right settings for any scene. Simply select the mode you want, and let the camera take care of everything else System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Geneva Extra Large 2-Seater Sofa, at Marks & Spencer
H88 x W244 x D96cm Seat H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Sony Memory Stick PRO Duo 2GB, at Marks & Spenser
Optimum for storing, sharing and transferring thousands of high quality pictures, videos and music Memory: Flash Memory Storage Capacity: 2GB Dimensions: 20 x 31 x 1.6mm Weight: 2g Operating Voltage: 2.7 V - 3.6 V Environmental temperature: -25C to 85C Minimum write speed: 15 Mbps(1875MB/sec) Free to Download, the Memory Stick Data Rescue Service enables quick recovery of deleted photographs and files(www.sonydigital-link.com/memstick/) Warranty: 5 years Delivered with a standard size adaptor Ideal for high resolution video recording Compatible with copyright protection technology ("MagicGate")

Classic Collection Long Sleeve Lambswool Cardigan, at Marks and Spencer
Stylish and comfortable, this feminine cardigan in soft, warm lambswool has practical pockets. It looks lovely worn with pull-on trousers for effortless elegance

Collezione Pure Silk Multi Stripe Tie, at M & S
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Large Rectangle Face Watch, at Marks & Spencers
Buckle fastening Analogue Rectangle face

2 Older Girls' Floral Baseball Caps, at Marks & Spencers
Fashionable and fabulous, these baseball caps are a great choice for fun in the sun

Leather iPod Nano Sleeve, at Marks and Spencers
The leather case offers a way to help protect your iPod nano from day to day knocks and scrapes, ideal for use when travelling with cut out slots for headphones and click wheel so you don't need to remove the Nano from the case to use it

Non-Wired Embroidered Floral Stripe Bra, at Marks & Spencer
Soft and comfortable, this embroidered detail bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Marks & Spensers
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Autograph Essentials Ribbed Pencil Skirt, at Mark & Spensers
Fashionable and contemporary, this pencil skirt features a ribbed design. Exclusive, luxurious and beautiful

Younger Boys' Holiday Shark Aqua Sock Shoes, at Marks and Spencer
Round toe Shark print Flat grip sole Slip on

Classic Collection Floral Embroidered Pump Slippers, at Marks and Spencers
Round toe Pump style Floral embroidered design Slip on Flat sole Comes in sizes 3-8

Pure Linen High Waist Belted Trousers, at Marks n Spencer
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. The belt feature adds a stylish finishing touch

Per Una Sleeveless Sketch Swirl Dress with Belt, at Marks & Spensers
A beautiful V-neck dress with belt. The pleat detail makes it extra stylish

Luxury Wool Rich Flat Front Charcoal Herringbone Trousers with Cashmere, at Marks & Spencers
Over 20 hours of hand stitching goes into every one of these beautifully tailored suits. The exceptional craftsmanship, careful attention to detail and luxurious wool and cashmere blend fabric and make this suit stand out as a stylish modern classic

Cotton Rich Drawstring Flare Joggers, at Marks&Spencer
Relaxed and comfy, these casual joggers are made from soft cotton rich fabric and feature a drawsting waist. A practical easycare choice

Clos de Reynard 2006 - Case of 6, at Mark & Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3/4 Sleeve Scoop Neck Top, at Marks and Spencer
This pleated scoop neck top is a casual style essential. Perfect for mixing and matching with trousers or skirts

The Floral Collection Rose Moisture Rich Shower Cream, at Marks & Spencer
250ml Rose fragrance Moisture rich shower cream

Long Sleeve Microcheck Classic Pyjamas, at Marks & Spencer
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Handcrafted Laser Cut Doves Valentine Card, at Marks and Spenser
Cover text: LOVE Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 150 x 150mm

Elegant Droplet 5-Arm Ceiling Light, at Marks and Spencer
Chrome finish Droplet design 5 arms for bulbs Bulb: 60W SES H46 x W39 x D37cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Natural Beauty Body Wash, at Marks & Spenser
Bath and Body wash Naturally fragranced Free from synthetic preservatives and colour 250ml

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.