M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Mark & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

Lace Embroidered Push Up Multiway Bra, at Marks and Spenser
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Pearl Crystal Graduated Set, at Marks and Spenser
2 part set Faux pearl Crystal feature

Cotton Rich Embroidered Rose Full Briefs, at Mark's & Spencer
Pretty and feminine, these embroidered full briefs are extremely comfortable to wear and give good coverage at the front and back

Per Una Pintuck Pocket Jacket, at Marks and Spenser
A sophisticated single breasted jacket with pocket detailing gives it the Per Una touch

16-Piece Brushed Aurora Cutlery Set, at Marks & Spensers
16-piece set Includes 4 forks, 4 knives, 4 spoons and 4 teaspoons Brushed stainless steel finish 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sitting Buddha, at Marks and Spencer
Buddha statue 24 x 20 x H28cm 1.2 kg, Manufacturer: Marks & Spencer

Metal Rim Tinted Sunglasses, at Marks & Spenser
Providing essential protection for the eyes, these stylish and wearable shades will flatter most face shapes

Per Una Supersoft Button Mule Slippers, at Marks & Spencer
Mule style Round toe Flat sole Button embellishments

Portfolio Multi Row Necklace, at Marks & Spencer
Tie fastening Ribbon chain Multi row design Necklace length: 60 inch

Ceriso Jacquard Lace Shorts, at Marks and Spencer
Fashionable and flirty, these modern shorts feature floral embroidery and ribbon trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Abstract Print Tie Waist Mesh Skirt, at Marks and Spencer
Pretty and feminine, this skirt makes a fashionable, flattering choice. A smart modern look

Bonded Leather Collection - Oval Bin, at Marks and Spencer
Elegant waste bin Tubular shape Simple design suits most settings H30.8 x W31 x D23.5cm, Manufacturer: Marks & Spencer

Body Solutions Smooth Multiway Camisole, at Marks and Spencers
Cool and comfortable, this modern camisole is made from soft fabric with added stretch for a great fit

Per Una Body Wash Con Amore, at Marks & Spencer
For use in the bath or shower Massage onto your damp skin and rinse off with warm water whilst relaxing 250ml

Woodspice Moisturising Aftershave, at MarksandSpencer
Moisturising Alcohol free 100 ml

LEGO® City Transporters, at Marks & Spenser
Suitable for ages 5+ Includes transporter, helicopter, motorbike and other pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

National Parks Of Britain by Role Smith, at Marks & Spencer
Fascinating and wonderful. Every lover of the British countryside should have this book

Pitter Patter Text New Baby Card, at Marks and Spenser
Cover text: Congratulations Tiny fingers, tickly toes, bouncy baby, button nose Inside message: With love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 340 x 140mm

Per Una Roma Cotton Rich Jeans with Woven Belt, at Marks & Spencers
A smart pair of straight leg jeans in stretch cotton, featuring a woven belt

Yellow Star Well Done Seed Card, at Marks and Spencer
Cover Text: Well done Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

5 Pairs of Younger Boys' Cotton Rich Assorted Socks, at MarksandSpencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Coloured Glass Collection - 3 Nature Votives Tea Light Holders, at MarksandSpencer
Pack of 3 Circular shape Rustic bubble effect Glass holders Assorted colours Tea lights included W7.2 x D7.2 x H8cm Burning time: Approx: 4 hours, Manufacturer: Marks & Spencer

Holographic Flowers Birthday Card, at Mark's & Spencer
Cover text: Birthday Girl Inside message: blank for your own message Approx size: 150 x 150mm

Cuddly Duck Cloth Book, at Marks n Spencer
Cuddly duck cloth book with plush duck with squeaker

Shape Sorter Ladybug, at Marks & Spencers
Pull-along cord Spot design Multicolour blocks Suitable for ages 0-3yrs This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Clear Lake Californian Chardonnay 2008 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Chardonnay Country of origin: USA Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Scoop Neck Ribbed Vest, at Marks and Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features simple ribbed finish for a stylish casual look

Pure Cotton Long Sleeve Mock Layer Jersey Top, at Marks & Spencers
It looks like a shirt and knitted top, but this fashionable mock layered design is just one piece. The front pleat detail adds a stylish touch

Handcrafted Edwardian Lady Mother's Day Card, at Marks and Spencer
Cover text: To my lovely Mum on Mother's Day Inside message: Hope you have a lovely day Approx size: 178 x 126mm The Country Diary of an Edwardian Lady Rowena Stott (Designs) Ltd and RW.UK. Ltd 2008 Licensed by opyrights Group

T397706, at Marks and Spencer
Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.