Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Saint Saturnin Les Moulies 2007 - Case of 12, at Marks and Spencer
Style: Full Bodied Grape variety: Syrah, Grenache, Carignan, Mourvedre Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Chronos II DAB Radio Alarm Clock, at Marks&Spencer
10 DAB and FM presets Automatically sets clock Scrolling LCD text display and dimmer FFSTN display for increased contrast Large digital snooze button Adjustable sleep timer 4 independent DAB, FM or tone alarm options 35mm headphone socket Dimensions: H6 x W19 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Lace Trim Slip, at Marks & Spencer
A practical fashion essential you can't do without! This cling resistant slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses, particularly those that look see-through under light

North Coast Pure Cotton Marl Stripe Polo Shirt, at Marks and Spencers
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Cotton Rich Long Sleeve Hooded Top, at Marks and Spencer
A stylish wardrobe essential, this soft and snug hooded cotton rich top is great for layering and matching with trousers or jeans

Gold Plated Sparkle Hoop Necklace & Earring Set, at Marks & Spenser
Butterfly stud fastening earrings Clasp fastening necklace with adjustable length Hoop and sparkle design

24 Mini Cheese & Tomato Frittatas, at M & S
Contains 24 pieces Serves 6 Ready to eat 672g As featured on page 13 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Print Your Own Wedding Stationery: Cream Floral and Polka Dot Menu/Order of Service, at M+S
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties, 1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Floral Lace Brazilian Hipster Knickers, at Marks&Spencer
Add an element of stylish flattery to your day to day wear with the Brazilian style and lace design of these cosy knickers. An easy to care for fabric provides hassle free comfort and convenience

Pure Cotton Woven Bold Stripe Pyjama Shorts, at Marks & Spencer
Soft and comfortable, these pure cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

Pure Cotton Embroidered Puff Sleeve Top, at Marks & Spencer
An embroidered design adds a pretty touch to this soft cotton short sleeve top

Autograph Berry Damask Cushion with Silk, at Marks & Spenser
L45 x W45cm Floral print Square shape Real feather inner, Manufacturer: Marks & Spencer

Grosgrain Holiday Trim Hat, at Marks and Spenser
Keep ahead of the trends with this contemporary sunhat, an essential look for style in the sun

Per Una Dip Dye Knitted Top with Chiffon Scarf, at Marks & Spencer
An elegant v-neck top featuring dip dye design. Floral print chiffon scarf gives it the Per Una touch

Collezione Suedette Single Breasted Jacket, at Marks and Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Taranto Coffee Grinder, at Marks and Spencer
2 to 12 cup capacity 200 watt 3 settings (fine, medium, coarse) Manual on / off switch Cord storage 2 year guarentee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Modal Blend Secret Support™ Pyjama Top, at Marks & Spencer
Flattering and feminine, this top is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Cotton Rich Skinny Jeans, at Marks n Spencer
Casual and comfortable, these easycare jeans make a fashionable and practical choice

Autograph Double Buckle Mid Heel Shoes, at Mark's & Spencer
Round toe Double buckle feature Zebra print Mid heel Lined

Tiny Fairies 21st Birthday Card, at Mark & Spencers
Cover text: Having so much fun, now you're 21 Inside message: Have a fantastic birthday! Approx. size: 150 x 150mm

Per Una Linen Blend Spring Mist Skirt, at M&S
An elegant full length linen blend skirt. The spring floral detail give it the Per Una touch

Younger Boys' Pure Cotton Car Race Shorties, at Marks and Spenser
Fun and fashionable, these comfy pure cotton shorties feature a fun car race motif

Autograph Essentials V-Neck Cardigan, at Marks and Spencers
Sophisticated and modern, this v-neck cardigan has been designed for a luxurious feel and a flattering, fashionable look

Anthony Bear and Heart Mum Birthday Card, at Marks & Spencers
Cover text: With love To a very special Mum x Inside message: Happy birthday Approx size: 150 x 150mm

Pure Cotton Stripe Towels, at Marks and Spencer
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Limited Collection Pleated Tulip Skirt, at Marks & Spencer
Chic and stylish, this tulip skirt features pleated front and side pockets. A great choice for work or smart occasions and it's machine washable for added convenience

Straight Leg Suedette Trim Trousers, at Marks and Spencer
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

Hooded Faux Fur Trim Gilet, at Marks and Spencer
Comfortable and practical, this warmly padded gilet jacket features a hood. Great for keeping out the chills

Younger Boys' Bump Toe Lace-Up Boots, at Mark's & Spencer
Round bump toe feature Stitch detail Lace-up Flat sole Comes in sizes 4-13

Autograph Pure Cotton Long Sleeve Shirt, at Marks and Spencer
Stylish and contemporary, this pure cotton shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."