Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M & S, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Pure Cashmere Scoop Neck Cardigan, at Marks & Spencers
Sophisticated and modern, this scoop neck cardigan is made from pure cashmere for the ultimate in luxuriously soft knitwear

Ceriso Styled Floral Embroidered Shorts, at Marks & Spenser
Feminine and fashionable, these modern shorts feature intricate floral embroidery.The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Per Una Bloomsbury Broderie Top, at Marks & Spenser
A casual sleeveless top in pure soft cotton. Broderie details give it the Per Una touch

Light Control Invisible Panty Line Thigh Slimmer, at Marks & Spenser
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Sonoma Coffee & Side Table Set, at Marks & Spencer
2 piece set Coffee Table: H45 x L135 x W50cm Side table: H60 x W44 x D45cm Toughened glass lower shelf Low sheen protective lacquer finish Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Power Rangers Jungle Fury Activity Case, at M+S
This activity case holds the Power Rangers treasury, storybook, poster book and colouring book, providing hours of fun for all Power Rangers fans. It includes fun, colourful pens for colouring in the Rangers and villains as well as 2 stencils for children to create their own unique Power Rangers illustrations on paper.

Leather Centre Seam T-Line Stitch Shoes, at Marks & Spenser
Square toe Centre seam T-line stitch Lace-up Small block heel Lined

Per Una Short Sleeve Frill Blouse, at Marks & Spencer
A sparkling short sleeve blouse in soft fabric featuring frill detail

Bold Floral Wallpaper, at Mark & Spensers
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Autograph Pure Cotton Floral Cardigan, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Single Breasted 3 Button Jacket with Wool, at Marks and Spencers
Luxurious and elegant, this smartly tailored jacket is part of our exclusive Autograph range

Paisley Cake Birthday Card, at Mark & Spencers
Cover text: Have a wonderful birthday Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

JBL On Stage™ Micro - Portable Speaker for iPod®, at Marks & Spenser
Compatibility: with most docking versions of iPod, including nano and 5G versions Stereo Mini Jack: Allows connection to a variety of other devices such as MP3 and CD players, desktop computers and laptops (audio input cable included) Touch Volume Control: Just a touch increases or decrease the volume Full-Navigation Remote: Provides full access to your iPod so you can easily change tracks, browse libraries, adjust settings, and scroll through extras Digital Amplifier Technology: The Class D digital amplifiers provide clean, powerful sound while extending battery life Odyssey™ Transducers: The two aluminum domed transducers are driven by powerful Neodymium magnets Computer Optimised Equalisation: The JBL On Stage Micro system equalization was computer optimized to provide a rich, complete sound stage Advanced Energy Management System: The JBL On Stage Micro system has an automatic battery saving shutoff Power: Powered via mains adaptor or 4 AAA batteries (not included) Dimensions: Diameter: 15.09 cm, Height: 3.96 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information iPod sold separately This product is not available for international delivery. Find out more

Autograph Pure Cashmere Windowpane Scarf, at M&S
Indulge in a touch of stylish luxury! This beautiful scarf is woven from pure cashmere and feels wonderfully soft and warm

My Friend 3D Card Making Kit, at Marks and Spenser
Not suitable for children under 36 months 10 3D Cards to make Assorted stickers and pre cut pieces Diamantes Envelopes Ribbons Adult supervision recommended, Manufacturer: Marks & Spencer

Leather Bin, at M+S
Elegant waste bin Broad base Circular design H22.5cm x W22.5cm x D29cm, Manufacturer: Marks & Spencer

Woodspice Roll On Anti-Perspirant Deodorant, at Mark & Spensers
Woodspice aroma Anti-perspirant 50ml

Autograph Pure Silk Spot Tie, at Marks and Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Younger Girls' Dora the Explorer Sunglasses, at Marks and Spenser
Fun and fashionable, these Dora the Explorer sunglasses give 100% UV protection for safer style in the sun

16-Piece Mellina Cutlery Set, at M&S
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wool Blend Single Button Coat, at Marks & Spenser
This warm new wool coat features handy side pockets and a flattering single button detail. Wear over this season's styles for a cosy, contemporary look

Chablis Malantes Domaine St Louis 2007 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Cotton Blend Waterfall Collar Jacket, at M&S
A fashionable single breasted jacket in soft cotton blend fabric. Waterfall collar gives it the Per Una touch

Cotton Blend Pyjama Bottoms, at M+S
Fashionable and practical, these contrast drawstring pyjama bottoms are made from soft breathable cotton blend fabric for a comfortable night's sleep

Autograph Loretto Left-Hand Chaise, at Marks and Spencer
All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H62 x W200 x D97.5cm Seat H30.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Pairs of Fine Cotton Small Square Design Socks, at Mark & Spensers
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Los Nucos Cabernet Sauvignon 2008 - Case of 12, at Marks and Spenser
Style: Medium bodied Grape variety: Cabernet Sauvignon Country of origin: Chile Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S Corded Phone, at Marks and Spencer
13 number memory Wall mountable Last number redial Adjustable ringer volume Mute facility Recall facility Large buttons M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Petite Long Sleeve Ribbed Oblong Cardigan, at M & S
Modern and stylish, this oblong cardigan features ribbed design . A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

2 Padded Non-Wired T-Shirt Bras, at MarksandSpencer
Feminine and pretty, this pack of 2 non-wired t-shirt bras are outstanding value

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.