There are lots of ways to save money using Marks & Spencer Money. Not least of these is M & S Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Petite Sleeveless Seam Dress with Belt, at Mark & Spencers
Get this season's look with this gorgeous belted dress. It's fashionably styled with seam detail. Specially designed and perfectly proportioned for the petite frame

2 Piece Cotton Rich Racoon Dungaree & T-Shirt Outfit, at Mark & Spensers
It's the racoon motif that makes this 2 piece outfit fun and fashionable. Soft cotton and velour fabric makes it comfy and practical

Autograph Frill Trim Check Mac, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Short Sleeve Corsage Top, at Marks&Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Formula Age Restructure Eye Cream, at Marks n Spencer
Intensive silky smooth eye cream for the 60+ complexion Brazilian ginseng, Marapuama and white lily complex to target dark circles and puffiness around the eyes Calcium complex to firm and improve the structure of the sagging skin Collageneer a lupin extract to strengthen and improve skin elasticity Suitable for all skin types Hypoallergenic 15ml

Autograph Pure Cotton Slim Fit Jeans, at Marks & Spencer
Ideal for sixth form, these slim cut jeans give a long lean look. They're made form pure cotton and feature fashionable crease detailing

Body Formula Replenishing Foot Salve, at Marks and Spencer
Replenishing foot salve with shea and illipe butters, and pro vitamin B5 to soften 125ml

Aguasanta Carmènere 2007 - Case of 12, at Marks & Spencers
Style: Dry, medium bodied Grape variety: Carmnere Country of origin: Chile Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Funnel Neck Fleece Gilet, at Marks & Spenser
Soft and comfy, this fleece gilet makes a stylish way to add a warm extra layer

Grey Aluminium Stockpot, at MarksandSpencer
Glass lid Riveted handles Diameter 24cm, Manufacturer: Marks & Spencer

Older Boys' Permair™ Triple Strap Trainers, at Marks & Spencer
Scuff resistant Triple riptape straps Round toe Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe Stitch detail Grip sole

Oriental Flower Gift Card, at Marks & Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Beechwood Pepper Mill, at Marks and Spencer
Single pepper grinder Height 33cm, Manufacturer: Marks & Spencer

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at MarksandSpencer
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Small Kangaroo Soft Toy, at Marks & Spencer
Suitable for ages 0-3 years Approx 21cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Long Sleeve Fair Isle Hooded Dress with Wool, at Marks & Spencers
Fashionable and practical, this cute dress features a fair isle design. It's made from soft fabric to keep her comfortable and happy

Large Moroccan Lantern, at Marks and Spencers
Hanging hook Moroccan inspired design H57 x W23 x D23cm, Manufacturer: Marks & Spencer

Earth Spa Mineral Enriched Exfoliating Body Polish, at M & S
With extracts of mineral enriched seaweed, olive stone granules to gently exfoliate & shea butter to hydrate & smooth 200ml

Per Una Speziale Perfect Finish Foundation, at Marks & Spencer
Light to medium cover foundation Natural willow bark reduces irritation and aids cell renewal Light reflective particles minimise the appearance of fine lines and wrinkles Natural moisturisers keep skin supple and hydrated, giving a youthful appearance Hypo-allergenic 35ml SPF 15

Le Clos du Pioch - Montpeyroux 2006 - Case of 6, at Marks & Spenser
Style: Dry, medium bodied Grape variety: Syrah, Grenache, Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pearl Effect Floral Stud Earrings, at Mark's & Spencer
Butterfly stud fastening Floral design Pearl effect Diamant detail

24 Vol-Au-Vents, at Marks & Spensers
Contains 24 pieces Serves 6 Ready to cook Suitable for freezing 400g As featured on page 14 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Domaine Cambos Gros Manseng 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Gros Manseng Country of origin: France Closure: Synthetic closure Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Portfolio Short Sleeve Jersey Top, at Marks & Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Panasonic Blu-ray Home Cinema System, at Marks & Spencer
Output Power: 1000W (RMS) Audio: Dolby Digital Decoder, DTS Decoder, Audio D/A Converter, Dynamic Range Compression Blue-Ray Video features: PHL Reference Chorma Processor Plus, Picture Adjustment, 1080/24p Playback, High Precision 4:4:4 Multi-Format Playback: DVD-Video, DVD-RAM, DVD-RW/ -R (DL), +RW,+R (DL), CD, CD-DA, CD-R/RW, MP3, JPEG, MPEG4, DivX USB Terminal Connectivity: MP3, JPEG, MPEG4 and DivX Input: Analogue audio, Digital audio, Ethernet terminal, Wireless terminal, USB terminal Output: HDMI, Video, Component video out (Y, PB, PR), Phone out SD memory card [SDHC/SD]: AVCHD/ JPEG/ MPEG2 Television signal system: PAL625/50, PAL525/60, NTSC VIERA link:HDAVI Control 4 Dimensions: Set W440 X H63 X D327mm, subwoofer W181 x H361 x D315, speaker (front) W92 x H1280 x D81mm, speaker (center) W250 x H94 x D81, speaker (surround) W92 x H128 x D81 Weight: 4kg Universal dock for Ipod Whisper-mode surround Digital amplifier Digital synthesizer tuner 4 EQ presets Viera cast Smart Setup Bamboo cone speakers Ecology and economy circuit

Shell Bloom Necklace, at Marks and Spencer
Clasp fastening Adjustable length Fabric strap Shell flower with turquoise gemstone centre Necklace lengths: 41cm, extendable by 5cm

Cotton Rich Cropped Jogging Bottoms, at Marks & Spencer
With added stretch for essential ease of movement, these comfy and practical cotton rich cropped jogging bottoms are great for workouts or stylish relaxation

Buxus Ball Topiary, at Marks and Spencer
Presented in a smart planter, this buxus ball plant is a fantastic addition to any outdoor space Available for delivery from 28th April to 30th September 2009

Large Leather iPod Case, at Mark & Spencers
Keep your iPod safe and stylish with this leather case. Compatible with all large iPod models, the case is made of genuine premium leather, which looks and feels great

Mats,coasters,trays - GRID COASTER 4PK, at Marks and Spencers
Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money House Insurance than you will anywhere else, and you may even pay less with M&S.