When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Mark & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Divan Sets - M500Z+L NS SUEDE, at Marks and Spencer
Manufacturer: Marks & Spencer

3 Pack of 40 Denier Opaque Tights, at Marks & Spencer
Complete with a reinforced toe and added stretch for lasting comfort and durability, these opaque tights are the perfect choice for giving your legs a wonderfully attractive sheen

Per Una Frill Front Jersey Top, at M&S
A fashionable floral print top in soft fabric featuring frill front detail

Cashmilon™ V-Neck Long Sleeve Jumper, at Marks and Spencer
Soft and cosy, this long sleeve jumper is made from supersoft cashmilon™. A smart modern look

M&S 5 Input Scart Switcher, at Marks & Spencers
For connection of up to 5 audio/video devices to a single TV Recorder copy function 24 carat gold connection scart cable Auto and manual modes Easy to read display M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Ditsy Floral Print Bedset, at Marks and Spencer
Ditsy floral print Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Spot Mesh Multiway Padded Bra, at Marks and Spencers
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Earth Spa Sea Mineral Body Wash, at Marks and Spencers
200ml To replenish and pamper Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Alcohol Denat. Sodium Chloride, Laureth-4, Polysorbate 20, Parfum, Fucus Vesiculosus Extract, Benzophenone-3, Benzyl Salicylate, Disodium EDTA, Laminaria Digitata, Butylphenyl Methylpropional, Limonene, Hexyl Cinnamal, Linalool, Citronellol, Triethylene Glycol, Benzyl Alcohol, Citric Acid, Propylene Glycol, Lavandula Hybrida Oil, Ferula Galbaniflua Oil, Magnesium Nitrate, Pogostemon Cablin Oil, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Sorbic Acid, Methylisothiazolinone, CI 42090, CI 19140

Tortoiseshell Retro Plastic Sunglasses, at Marks and Spencer
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Pure Cotton Large Spot Cropped Pyjama Bottoms, at Marks and Spencers
Fashionable and practical, these cropped pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Body Puff, at M&S
Loop handle Suction cup

Kraft and Copper Foil Flowers Luxury Wrap Pack, at Marks and Spencers
Contains: 1 sheet wrapping paper, 1 ribbon, 1 gift tag Wrap: 980 x 685mm Ribbon: 2 m Tag: 115mm diameter

Centre Crease Straight Leg Trousers, at Mark & Spensers
Smart and stylish, these straight leg trousers make a great choice for work or formal occasions and they're machine washable for added convenience

Bird Print Flexilite Umbrella, at Marks and Spencers
Brighten up rainy days with this stylish lightweight umbrella

Collezione Classic Trim Leather Moccasin Shoes, at Marks and Spencer
Slip on Round toe Small square block heel Stitch detail

Pure Cotton Pleated Bib Mock Layer Jersey Top, at Marks & Spenser
It looks like a top and a vest, but this fashionable mock layered design is just one piece. The pleated bib detail adds a stylish touch

Little Acorns Birth Announcement Pack of Ten, at Marks & Spencers
Cover Text: New baby Inside Message: Would like to announce the birth of . . . . . .,A new arrival . . . . . . , On . . . ., Time . . . ., Weighing Pack Contains: 10 cards, 1 design Approx Size: 120 mm x 120 mm

Portfolio Lightweight Paint Splash Design Scarf, at Marks & Spencer
Add a luxurious finishing touch to your look with this elegant paint splash design scarf. The perfect accessory to this season's styles

Sony Bravia 52'' KDL-52EX1 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch screen BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) S-Force Pro Front Surround: Gives you virtual surround sound from just two front speakers 24p True Cinema: Shows films at 24 frames per second, just like a real cinema Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input Motionflow: Boosts the refresh rate from standard 50Hz to 100Hz for super-smooth, precise viewing, which is ideal for sports Xross Media Bar: A new Sony interface that's easier to operate Voice Zoom: Allows you to alter the volume of voices without changing the background volume BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Connectors: Digital audio output (optical), HDMI™ PC signal capability, 4 x HDMI™ inputs, PC input (15pin d-sub) + audio in, USB 2.0 input, RCA AV input, PCMCIA card slot, 3.5mm MiniJack (Head/Earphone) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Cotton Rich Straight Leg Denim Jeans, at Marks and Spencer
These straight leg jeans in cotton rich are great value. A practical, easycare style

Nintendo Wii™ Big Brain Academy Game, at M+S
Student records keep track of your achievements and create a profile that others can play against when you are not there. You can even send your student record to a friend via WiiConnect24 Play alongside or against up to 7 friends as you find out who deserves to be top of the class! 3 modes of play: Brain Quiz, Mental Marathon and Mind Sprint Simple controls mean anyone can play straight away - to play, all you need to do is use the Wii Remote to point at the correct answer on your TV, leaving you to focus on the challenges that await at the Academy Category: edutainment, health and fitness Multiplayer mode: simultaneous Players: 1-8 Age rating: 3+ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, ESRB Rating: Kids to Adults

Small Rabbit Soft Toy, at Marks & Spencer
Suitable for ages 0-3yrs Approx 30cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

My First Wood Hammer & Pegs, at Marks & Spenser
Suitable for ages 0-3 years Includes wood side panel, wood bench, plastic rings, pegs and beater This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated String, at Marks and Spencers
Elegant and feminine this figure-hugging string is made from a luxurious silk rich fabric and finished with a contrast lace trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Detachable Clear Bra Straps, at Marks & Spencer
These clear straps attach to our multiway bras to give you a more discreet option

Collezione Single Breasted 3 Button Plain Jacket, at Marks n Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

3/4 Sleeve Wiggle Knit Shirt, at Marks and Spenser
Fashionable and elegant, this shirt has fab 3/4 length sleeve and wiggle knit design. Open neck collar adds to its irresistible appeal

Sprung-Edge Non-Storage Divan & Autograph F500 Mattress, at Marks and Spencers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L90cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): w180 x l200cm Mattress depth: 28.5cm Divan Height: 41cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress Spring Count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Animal Alphabet Money Tin, at Marks&Spencer
1 money tin with padlock and 2 keys Animal print Dimensions: H11 x D8 cm

Samsung 40'' LE40B550 HD Ready LCD TV, at M&S
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 x 1080 resolution Dynamic contrast ratio: High contrast Dimensions: W998 x D255 x H699 (with stand), W998 x D79.3 x H638 (without stand) Weight: 19.4 (with stand), 14.8 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks n Spencer Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.