M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Marks and Spencers Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Per Una Pleated Handbag with Charm, at Marks and Spencer
A heart shaped charm makes this fashionable bag even more special. Give your look the Per Una twist!

Formula Skin Care for Men Gift Pack, at Marks and Spencer
Includes: Face wash 40ml Eye reviver 15ml 24 hour moisturiser 40ml

Autograph Floral & Feather Occasion Hat, at Mark & Spencers
Sophisticated and elegant, this occasion hat features a glamorous flower and feather trim. Sure to turn heads at stylish summer events!

Matt Shine Metal Photo Frame 13 x 18cm (5 x 7''), at Marks and Spencer
Matt shine effect Rectangular frame Aperture: 13 x 18cm (5 x 7''), Manufacturer: Marks & Spencer

Older Girls' Floral Stretch Waist Belt, at Marks and Spenser
Fun and fashionable, this elasticated belt adds a stylish finishing touch

Younger Boys' Transformers Flip Flops, at Marks & Spenser
Flat sole Slip on 'Transformers' design 2007 Hasbro

Girlie Dress Up Lunch Bag, at Mark & Spensers
Single handle Girlie dress up design Zip fastening H18cm x W24cm x 8cm

Short Sleeve Gathered Neckline Top, at Marks and Spenser
This scoop neck top makes a perfect way of getting the smart casual look this season. It has a tie waist detail for an extra touch of stylish chic

M&S 'Perfect A Putt' Putting Aid, at Marks and Spencer
Improve you ability to putt with this putting aid, aim towards the target as you would with a real hole and if the pace and direction of the putt is correct, the ball will push through the trapping system and will be retained. This is a great way to improve your putting technique when ever you have some time to spare

Cross Over Bodyshaper Swimsuit, at Marks & Spenser
Fabulously fashionable, this stylish swimsuit shapes and smoothes your figure, giving you a flattering fit. Make a splash!

Sparkly Cake Birthday Card, at Marks and Spenser
Cover text reads: Have a birthday full of surprises! Inside message: Blank for your own message Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Candy Stripe Hamper Small Gift Bag, at Marks & Spencers
Contains: 1 gift bag Approx size: H130 x W100 (at base) x D90mm

Dave Handmade 60 Card, at Marks and Spencer
Cover Text: Congratulations! 60 Inside message: happy birthday! Approx size: 125 x 177mm

Petite Cotton Rich Bold Spot Top, at Marks & Spencer
Smart and stylish, this short sleeve top features a colourful spot print. A vibrant new look, perfect for this season. Specially designed and perfectly proportioned for the petite frame

Per Una Linen Blend Stitch Waistband Bootleg Trousers, at Marks & Spenser
A modern pair of bootleg trousers in a cool linen blend featuring stitch detail waistband

Pure Silk Layered Border Cushion, at M & S
Rectangular shape Layered contrast border design Lined, Manufacturer: Marks & Spencer

Outstanding Value Polyester Bed Cover, at Marks and Spencer
Manufacturer: Marks & Spencer

3 Pairs of Argyle Ultimate Comfort Socks, at Marks & Spencers
Get a fabulous, fashionable look with these argyle design socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Autograph Pure Cotton Plain Poplin Long Sleeve Shirt, at Marks & Spencers
This luxurious shirt is in fine quality, superior cotton and careful attention to detail make it a stylish modern classic

Large Travel Bag with Three Spot Print Vanity Cases, at Marks and Spencer
Set of 4 Clear large case with double handle Spot print design on smaller cases Zip fastening Assorted sizes Lined

125 Years Halterneck Ombre Swimsuit, at Marks & Spencers
Part of the Commemorative Collection. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

DeLonghi Espresso Icona ECO310B Coffee Maker, at Marks n Spencer
High performance 15 bar pump pressure Stylish azure blue high gloss finish Traditional stainless steel cappuccino milk frother Professional 2 in 1 filter holder suitable for ground coffee or ESE pods Includes free illy pods Built in tamper and incorporated crema device for the perfect crema Removable 1 litre water tank Built to accommodate 2 full sized cappuccino cups or 2 espresso cups Stainless steel removable drip tray Separate coffee and steam boiler for faster use and optimum temperature control Adjustable steam emission Cup warmer Easy to use - 3 button operation Measuring spoon Dimensions: H38 x W29 x D34cm Boxed-product Weight: 6 Kg, Manufacturer: Marks & Spencer

Bronze Aviator Sunglasses, at Marks & Spenser
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Catarratto Inzolia 2008 - Case of 6, at Mark & Spencers
Style: Dry Grape variety: 50% Catarratto and 50% Inzolia Country of origin: Italy Closure: Synthetic closure Alcohol by volume: 12.5% vol. You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Short Sleeve Car Check Shirt, at Marks and Spencer
Fashionable and versatile, this cotton short sleeve shirt is perfect for smart-casual dressing and looks great layered over a t-shirt

Pure Cotton Multi Stripe Hooded Cardigan, at Marks & Spencer
The fun multi stripe design makes this hooded cardigan extra special. The soft cotton knit will keep him warm and comfy

Pixel Detail Sunglasses, at Marks & Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Philips 5000 series 47" Full HD 1080p LCD TV, at Marks & Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 47 inch LCD Full HD W-UXGA Act. matrix Screen enhancement Anti-Reflection coated screen Audio: Nicam Stereo, Incredible Surround, Treble and Bass Control Connectors: HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0, Audio L/R, CVBS in, RGB, YPbPr, Audio L/R in, Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Child Protection: Child Lock+Parental Control Ease of Installation: Auto Programme Naming, Automatic Channel Install (ACI), Automatic Tuning System (ATS), Autostore, Fine Tuning, PLL Digital Tuning, Plug and Play Ease of Use: Auto Volume Leveller (AVL), Delta Volume per preset, Programme List, Settings assistant Wizard, One-stop Home button, Favourite programme selection Power consumption: 250 W Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries Dimensions: H71 x W115 x D9cm (without stand) H77 x W115 x D30cm (with stand) Weight: 22.1kg (without stand) 26.1kg (with stand) Use wall mount T042104 to perfectly mount this TV M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Floral Cosmetic Bag & Purse Set, at Marks & Spencer
2 part set Floral print cosmetic bag with zip fastening Floral trim purse with zip fastening Lined

Pure Silk Bold Abstract Print Kaftan, at M&S
Gorgeously feminine, this fashionable kaftan features a striking bold abstract print. The ultimate in poolside glamour

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Mark & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.