M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Blue Striped Medium Gift Bag, at Marks & Spencers
Stripe design Wooden toggle fastening Contains: 1 gift bag Approx size: H260 x W200 x D90mm

Pure Cotton Check Pyjama Set, at Marks & Spensers
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

3/4 Sleeve Stripe Print Shirt, at Marks and Spencers
This outstanding value 3/4 length sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Pure Linen Turn Up Cropped Trousers, at Mark & Spensers
Fresh and fashionable, these linen below-the-knee trousers look chic with wedges, sandals or flat pumps. Contrast stitch details add an extra touch of style

Short Sleeve Neon Stripe Top, at Marks and Spencer
This short sleeve top will make a useful addition to your wardrobe. It features a smart stripe design for a stylish casual look

Bold Floral Wallpaper, at Marks and Spenser
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Scoop Neck Vest Top, at Marks and Spencers
This sleeveless top will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

Freshfeet Warm Lined Apron Moccasins, at Mark & Spensers
Round toe Stitch detail Flat sole Slip-on Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Pure Silk Assorted Check Tie, at MarksandSpencer
Add a luxurious finishing touch with this contemporary assorted check tie in pure silk

Older Boys' Lace Up Ghillie Trainers, at Marks & Spenser
Round toe Lace-up fastening Contrast sitch detail Stud feature Flat sole

Classic Collection Long Sleeve Fleece Jacket, at Marks and Spencer
Perfect for relaxing at home as well as keeping warm outside, this cosy fleece features jacket-style detailing for a smart, fashionable look. So versatile and comfortable, you'll want to wear it all the time.

The Floral Collection Magnolia Shower Cream, at Marks and Spencer
Moisture rich shower cream Magnolia scented 250ml Ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Magnolia Liliflora (Magnolia), Glycerin, Cocamide DEA, Decyl Glucoside, Lauryl Betaine, Parfum, Amyl Cinnamal, Benzyl Salicylate Butylphenyl Methylpropional, Geraniol, Linalool, Styrene/Acrylates Copolymer, Disodium EDTA, Polyquaternium-39, Citric Acid, Benzophenone-2, Magnesium Nitrate, Sodium Lauryl Sulfate, Propylene Glycol Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Propylparaben, Sorbitol, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben, CI 19140, CI 14700

Renato Ratti Nebbiolo Langhe 2007 - Case of 6, at Marks and Spencer
Style: Medium bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml:1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Cotton Rich Sweat Pants, at Marks & Spensers
Whether you're active or relaxing, do it in style and comfort in these cotton rich joggers

Edmonton Footstool, at Marks and Spencer
H41 x W56 x D56cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Pairs of Younger Girls' Assorted Design Socks, at M & S
Stock up on stylish essentials with this pack of 5 pairs of assorted design socks

Firm Control Magic Thigh Slimmer, at Marks & Spencer
These thigh slimmers work like magic with with targeted control areas to shape you where you need it most. They gently flatten tummies, smooth hips and lift bottoms for a flattering, shapely look. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Leather Centre Seam Tramline Shoes, at Mark's & Spencer
Square toe Centre seam Tramline design Stitch detail Small block heel Slip on

Fairy Cakes Niece Birthday Card, at Marks and Spencers
Fairy cake design Cover text: Sweet birthday wishes... To a wonderful Niece! Inside message: Blank for your own message Approx size: 230 x 114mm

Animal Print Flip Flop, at Marks & Spencers
Animal print Flat sole

M&S Black Finish Flat Panel TV Stand up to 32'', at M+S
Supports flat panel LCD and plasma TVs up to 32" Clear tempered safety glass shelves Fits up to 4 audio video components and a center channel speaker Includes a cable management system to hide wires and interconnect cables Metallic black finish Scratch resistant, powder-coated steel framing Top shelf weight capacity: 45.3kg Lower shelves weight capacity: 22.7kg Overall dimensions: H76.2 xW81.3 x D46.7cm Top shelf dimensions: W81.3 x D33cm Middle shelf dimensions: H30.2 x W81.3 x D34.3cm Lower shelf dimensions: H30.2 x W81.3 x D40cm Boxed delivery - self-assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

50/50 Embroidered Silver Ribbons Bedset, at Marks & Spensers
Embroidered silver ribbon design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcase King size set includes duvet cover (5ft) and 2 pillowcase, Manufacturer: Marks & Spencer

Jayne Sunglasses, at Marks & Spensers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Coloured Glass Collection - Cylinder Bullet Vase, at Marks n Spencer
H26cm Coloured glass Clear glass foot, Manufacturer: Marks & Spencer

Sebo Automatic X4 Extra Upright Vacuum Cleaner, at Mark's & Spencer
1300 watt motor S-CLASS filtration system - removes 100% of particles of 1 micron and above Anti-allergy design with British Allergy Foundation approval Stair cleaning hose system Computer control system Includes dusting brush, floor and wall brush, straight tube and flexible extension hose Ideal for carpet, hard floors and pet hair 5 year parts and 2 year labour domestic use guarantee Can be used for carpet cleaning Unit weight 7.4kg, width 31cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Multi Strand Twist Design Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand style Twist design Length: 91cm

Portfolio Short Sleeve Scoop Neck Top, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Per Una Essentials Modal Rich Spot Print Shorts, at Marks and Spencer
Fresh and feminine, these stylish shorts feature a mini spot print and are finished with lace detail and a bow feature. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Heritage Collection - Mini Table Lamp, at M & S
Conical shade Bulbous stem with cut glass feature Round base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

First Readers Rumpelstiltskin, at Marks & Spencers
The miller's daughter is helped by Rumplestiltskin to spin the straw in the castle to gold, but what does Rumplestiltskin want from her?

There are lots of ways to save money using M&S Money. Not least of these is Marks&Spencer Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.