Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Mark & Spensers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Artemis Small Lightweight Rollercase, at Marks & Spensers
A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

Shepherds Ridge Marlborough Sauvignon Blanc 2008 - Case of 6, at Marks n Spencer
Style: Dry, unoaked, medium bodied Grape variety: Sauvignon Blanc Country of origin: New Zealand Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection 3/4 Sleeve Dobby Stripe Blouse, at M+S
Smart and stylish, this dobby stripe blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Tree Silhouette Wallpaper, at Marks & Spencers
Paste-the-wall wallpaper - printed on special non-woven paper, when hanging this wallpaper the paste is applied directly to the wall. Easier to handle when dry and no need for a pasting table Offset pattern repeat 64cm - The design elements in the pattern run diagonally across the wall, so only alternating rolls should be the same at the ceiling. Every second roll will have to be dropped by half the repeat length for the pattern to match accurately. (Also known as half-drop match) Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Sony BDP-S360 Blu-ray Disc™ Player, at Marks&Spencer
Picture quality: HD1080p High Definition 24p True Cinema: View the film exactly as it was shot Xcross Media bar: Easy to navigate user interface which mirrors the design used in BRAVIA & Playstation Bonusview:: Picture in picture visual content can be displayed during movie playback Network Firmware Update: Internet connection via Ethernet port for automatic product update to BD Live BRAVIA Sync: One push functionality x.v. Colour: More vibrant & truer colours for better picture quality Dimensions: W43 x H6 x D22cm Weight: 2.9kg Upscaling of DVD Video content to 1080p Dolby Digital Plus/ Dolby True HD (7.1ch) decoding Cinema Tuned Picture Modes Photo TV HD

Ultimate Non Iron Pure Cotton Classic Bengal Shirt, at Marks & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Luxury Pure Cotton Check Dressing Gown, at M&S
Exceptionally soft and comfortable, this luxurious dressing gown is made from cotton velour. Relax in style

M&S 15'' Flat Screen LCD TV - Silver, at M&S
Display: 15 inch flat screen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket Dynamic Contrast Ratio: 2000:1 Use wall mount

Autograph Pure Silk Stripe Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Perfect Limited Collection Almond Toe Court Shoes, at Marks and Spencers
Almond toe Court style Stitch detail Mid heel Heel height: 64mm Comes in sizes 3-8, including half sizes

Dress Up Best Friends Activity Book, at Marks & Spenser
Open this book and find four new friends inside, all waiting to meet you. Choose stickers to dress them in gorgeous clothes and fun accessories and join in with plenty of giggly, girly fun! With over 300 stickers and extra activities, little girls will love this Dolly dressing sticker book

Pure Cotton Hooded Waxed Jacket, at M&S
Stylish and fashionable, this pure cotton hooded waxed jacket makes a comfortable and practical choice

Twin Front Pocket Rucksack, at Marks&Spencer
Stylish and practical, this nylon rucksack is ideal for business or weekend travel

Fenton Compact 2-Seater Sofa, at M&S
H90 x W168 x D103cm Seat: H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Includes 2 free matching bolsters All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph 3/4 Sleeve Seersucker Ruffle Front Blouse, at Marks & Spenser
Part of Autograph's Maitresse trend - chic, sophisticated and wearable evening looks with beautiful catwalk-inspired jewel tones and sensuous fabric and prints. Luxurious attention to detail is key

Per Una Pure Silk 3/4 Sleeve Maxi Dress, at Marks and Spencers
Pretty and feminine, this long length dress is stylishly detailed with an animal print and flared hem

Body Padded Plunge Lace T-Shirt Bra, at Marks & Spensers
Smooth and versatile, this comfortable t-shirt bra is designed for a no-show look under your clothes

Per Una Sailor Collar Cardigan with Angora, at Marks and Spencer
A stylish knitted cardigan in stretch cotton featuring sailor collar and ribbed trim

Autograph Pure Cotton Regency Stripe Duvet Cover, at Marks&Spencer
Stripe design Comes in single, double, king-size and super king-size, Manufacturer: Marks & Spencer

Autograph Glass Sphere Table Lamp, at Marks and Spencers
Fabric shade Glass sphere feature Round base, Manufacturer: Marks & Spencer

Sony 40'' KDL-40WE5W HD Ready 1080 Eco-friendly LCD TV, at Marks & Spencers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 x 1080 pixels Contrast Ratio: Dynamic Contrast 100000:1 Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) Dimensions: W98.7 x H68.6 x D30.3cm (with table stand), W98.7 x H63.8 x D10.4 (without stabe stand) Weight: 21kg (with stand), 18kg (without stand) BRAVIA Engine 3: Experience incredibly clear and defined images with BRAVIA ENGINE 3 picture enhancement technology and Advanced Contrast Enhancer Connectors: 4 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack Live Colour Creation: Delivers natural colour like no other 24p True Cinema: Shows films at 24 frames per second, just like a real cinema Motionflow: Boosts the refresh rate from standard 50Hz to 100Hz for super-smooth, precise viewing, which is ideal for sports Xross Media Bar: A new Sony interface that's easier to operate Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input Voice Zoom: Allows you to alter the volume of voices without changing the background volume BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Easycare Short Sleeve Fine Stripe Shirt, at Marks and Spenser
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

M&S Stick Blender with Accessories, at M&S
300 watt 2-speeds Stainless steel blade Includes: wall-mount bracket, mixing beaker, chopper, detachable plastic blending rod, whisk Dimensions: H38cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Dispatch Shoulder Bag, at Marks and Spencer
Fashionable and practical, this leather dispatch bag features a single adjustable strap and fold over style front

Supima® Pure Cotton Non-Iron Plain Flat Sheet, at Marks & Spencers
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count Single: W178 x L260cm Double: W228x L260cm 5ft (Queen): W275cm x L275cm 6ft (King): W310 x L275cm Depth 25cm, Manufacturer: Marks & Spencer

Perfect Autograph Essentials Sheer Lace High Leg Knickers, at Marks & Spencer
Glamorous and sophisticated, these gorgeous briefs are made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Younger Boys' Permair™ Sporty Twin Strap Boots, at Marks & Spensers
Scuff resistant toe Twin strap Riptape fastening Easy clean Studded sole Permair™ micro porous coating makes the shoes scuff- and water-resistant and easy to clean, while allowing feet to breathe

3 Pure Cotton Assorted Words Tea Towels, at Marks & Spencer
3 part set Assorted words designs, Manufacturer: Marks & Spencer

Ribbed Trim Waistcoat, at Marks and Spencer
Modern and stylish, this waistcoat features front pockets. Ideal for layering

Laser Cut Fuchsias Daughter-in-Law Birthday Card, at Marks and Spencers
Cover text: Happy Birthday to a Very Special Daughter-in-law Inside message: Blank for your own message Approx size: 175 x 126mm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Home Insurance than you will anywhere else, and you may even pay less with M&S.