MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

British Ham Platter, at Marks and Spencers
Contains 40 slices Serves 8 Ready to eat 700g As featured on page 18 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Everyday Underwired Padded Lace Bra, at Marks and Spencers
Soft and comfortable, this padded bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

3 Tea Light Holders, at M+S
Set of 3 Crystal cut design Dimensions: H4 x Diam 8cm, Manufacturer: Marks & Spencer

Puligny-Montrachet 1er Cru Les Chalumeaux 2007 - Case of 6, at Marks n Spencer
Style: Dry Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Floral Jacquard Scarf, at Marks & Spencers
This sophisticated floral jacquard scarf is the perfect accessory to this season's fashions. The tasselled edge adds a stylish finishing touch.

5 Pairs of Cushioned Trainer Liners, at Marks & Spencer
These trainer liners are outstanding value! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Holiday Tech Sandals, at Marks and Spencer
Round toe Lace-up fastening Grip sole

Button Pinafore, at M & S
A great value pinafore in easycare fabric. Practical and easycare, it's ideal for school

Outdoor Linen Rich Square Mat, at Marks & Spencer
Square shape Contrast trim Plain

Big And Tall Two Button Basket Weave Jacket, at MarksandSpencer
Specially proportioned for big and tall men, this basket weave jacket is designed to give a flattering, comfortable fit

Peppa Pig Wipe-Clean Game Book, at Mark's & Spencer
Have hours of wipe-clean fun in this Peppa Pig game book. The pages can be wiped clean so you can play each game again and again

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & F400 Coolmax® Pocket Memory Foam Mattress, at Marks & Spencers
Single mattress (3ft): W90 x L190cm Single divan (3ft): W90 x L190cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support Pocket sprung mattresses give a flexible feel All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Stormwear™ Pure Cotton Classic Jacket, at Marks & Spenser
A fashionable favourite, the classic jacket is given a modern update with contemporary styling

Royal Jelly & Pure Honey Rich Crème Bath, at Marks n Spencer
Natural skin nutrition 500 ml

4 Stainless Steel Measuring Spoons, at Marks & Spenser
4 sizes Hanging loops Includes: 1/4 tsp, 1/2 tsp, 1 tsp, 1tbsp Embossed text detail, Manufacturer: Marks & Spencer

My First Opposites Puzzles, at Marks and Spencer
Suitable for ages 0-3 years 22 pieces, 10 puzzles in total Hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Whole Scottish Lochmuir™ Salmon, at M&S
Serves 6-8 Ready to cook 2kg As featured on page 39 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Limited Edition Rio Pointed Bangle, at Mark's & Spencer
Chunky style Rio pointed design This item has no metal components

Bright Butterflies Daughter Birthday Card, at Marks & Spencer
Cover text: Happy birthday to a special daughter Inside message: With lots of love Approx size: 174 x 126mm

Per Una Sleeveless Faux Fur Gilet, at Mark's & Spencer
A stylish gilet featuring a faux fur collar and finished with front and rear seam detail

Clever Baby Touch & Learn Sounds Book, at Mark's & Spencer
Touch and Learn Sounds encourages 1 to 2 year olds to build on their learning skills. Its lot of fun too with chunky tabs to choose from and different textures to touch and explore

Handy Manny Repair Shop Sticker Book, at Marks and Spencers
Can you help Handy Manny and his trusty tools to fix-it right? Join all your favourite characters at Manny's Repair Shop for hours of fun activities - including spot-the-difference, sticker jigsaw puzzles and more! Handy Manny is the perfect guide to simple problem-solving activities

Limited Collection Large Bow Belt, at Marks & Spencer
Show off curves and cinch in your waist with this bow belt with stitch detailing for an on-trend look for day or night

Perfect Bootleg Trousers with Piping Detail, at M & S
Elegant and timeless, the clean styling of these bootlegs make them a versatile essential you'll wear again and again

Natural Beauty Enriching Body Butter, at Marks and Spencers
200ml Naturally fragranced

Bolt DVD, at Marks & Spensers
Rating Parental Guidance,

Soft Touch Dacron® All Seasons Duvet, at M&S
Joining duvet set Super-soft Dacron filling Non allergenic, Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Funnel Neck Sweat Top, at Marks & Spenser
Relaxed and cosy, this cotton rich funnel neck sweat top is extremely comfortable and can be worn layered for a contemporary look

Per Una Floaty Linen Trousers, at Marks and Spencer
A stylish wide leg pair of trousers featuring an on the waist design and side tab feature

Princess Party Invitations - Pack of 10, at Marks & Spencer
Cover text: It's my Party! Inside message: Dear........, You are invited to a party, On............, Time..........., Place........., Hope you can come, RSVP............... 10 cards, 1 design This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 12 x 12cm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.