Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is M+S Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make M+S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Pure Cotton Embroidered Tee, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Floral Cosmetic Bag & Purse Set, at Marks&Spencer
2 part set Floral print cosmetic bag with zip fastening Floral trim purse with zip fastening Lined

De Saint Gall Rosé Brut - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maxim Champagne Flute, at Mark's & Spencer
Tinted glass Slim stem H23cm 18cl, Manufacturer: Marks & Spencer

Modal Blend Secret Support™ Pyjama Top, at MarksandSpencer
Flattering and feminine, this top is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Burgundy Pair - Case of 6, at Marks and Spencer
3 Bourgogne Chardonnay 2007: A fresh and fruity well-balanced white Burgundy, with delicious flavours of citrus fruit and apricot... 3 Bourgogne Pinot Noir 2007: A temptingly smooth and fruity red wine from Burgundy. It has a lively aroma, fresh flavours of strawberries, raspberries and plums... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Cool & Fresh Pure Cotton Assorted Trunks, at M&S
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Sony Bravia 52'' KDL-52EX1 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 52 inch screen BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour like nature intended it to be seen Integrated Digital and Cable Tuner Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported providers only) S-Force Pro Front Surround: Gives you virtual surround sound from just two front speakers 24p True Cinema: Shows films at 24 frames per second, just like a real cinema Picture Frame Mode: When you are not watching TV, display one of the 6 pre-installed masterpieces or show one of your own photos uploaded via the USB input Motionflow: Boosts the refresh rate from standard 50Hz to 100Hz for super-smooth, precise viewing, which is ideal for sports Xross Media Bar: A new Sony interface that's easier to operate Voice Zoom: Allows you to alter the volume of voices without changing the background volume BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button Connectors: Digital audio output (optical), HDMI™ PC signal capability, 4 x HDMI™ inputs, PC input (15pin d-sub) + audio in, USB 2.0 input, RCA AV input, PCMCIA card slot, 3.5mm MiniJack (Head/Earphone) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Tyrrell's Fifth Generation Shiraz 2006 - Case of 12, at Marks & Spenser
Style: Dry, medium bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites This product is not available for international delivery. Find out more

Autograph Horseshoe Buckle Belt, at M & S
Combining smart practicality with elegant style results in a pure leather belt that's simply flawless in design

3/4 Sleeve Front Tie Mock Layer Top, at Marks and Spencers
It looks like a vest and a top, but this fashionable mock layered design is just one piece. The stripe print adds a stylish touch.

Drift Away CD, at Marks and Spencer
Album, Marks & Spencer

Per Una Longline Riviera Cardigan, at Marks & Spencers
A fashionable longline cardigan featuring pleated chiffon trim

Little Acorn Medium Gingham Gift Bag, at M&S
Drawstring gingham Gingham and circle design Little nursery characters Cute bear character tag H260mm x W200mm x D90mm

Classic Collection Floral Print Skirt, at Marks & Spencer
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with floral print design. The ideal match for blouses and fine knits in coordinating colours

Zephyr Marlborough Sauvignon Blanc 2008 - Case of 6, at Mark & Spensers
Style: Dry Grape Variety: Sauvignon Blanc Country: New Zealand Closure: Screwcap Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Flat Front Bootleg Trousers, at M+S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

2 Classic Cellular Briefs, at Marks and Spenser
Easy to care for cotton and a classic cut ensures these comfy briefs are a staple part of any underwear drawer

The Floral Collection Lavender Drawer Spray, at M&S
3 in 1 body, room and linen spray 25ml 20 drawer scenter cards This product is not available for international delivery. Find out more

Gold Plated Filigree Stretch Bracelet, at Marks and Spenser
Diamant detail Filigree design Stretch style

Leather Rectangle Plaque Buckle Belt, at Marks & Spensers
Add a smart finishing touch with this pure leather belt and plaque buckle

Portfolio Petite Basket Weave Dress with Belt, at Marks & Spenser
Fashionable and modern, this dress features a basket weave print. A flattering, stylish look.

Classic Duckling Birth Announcement - Pack of Ten, at Marks and Spencer
Cover Text: New baby Inside Message: Would like to announce the birth of . . . . . .,A new arrival . . . . . . , On . . . ., Time . . . ., Weighing Pack Contains: 10 cards, 1 design Approx Size: 120 mm x 120 mm

Pure Cotton Waffle Hooded Dressing Gown, at M&S
Pretty and feminine, this dressing gown is made from pure cotton. Relax in style and comfort

Thin Frame Tinted Reading Glasses, at Mark's & Spencer
Marks and Spencer reading glasses have optical quality magnifying lenses to aid close work and reading

5 Pairs of 10 Denier Matt Look Tights, at Marks & Spenser
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Cotton Rich Plain Hooded Top, at Marks n Spencer
This sporty hooded top is made from comfortable cotton rich fabric with stretch, giving you that extra bit of freedom to move. The ideal choice for workouts or relaxing afternoons

Collezione Wool Rich Stripe Trousers, at Marks and Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Ribbed Thermal Leggings, at Marks and Spencer
Soft, warm and cosy, these ribbed thermal leggings are designed to give comfy insulation, perfect for chilly weather

Ceriso DD-G Underwired Animal Print Bra, at Marks and Spenser
Gorgeously feminine, this modern bra features an animal print and is finished with a lace trim. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.