Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Dyson Animal DC14 Upright Vacuum Cleaner, at Marks and Spenser
Suction power: 280 airwatts (constant) Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Mini turbine head: Cleans pet hair and dirt from confined spaces such as upholstery, stairs and the car Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 2.7 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter with Bactisafe™ screener: Ideal for allergy sufferers. Filters must be washed every 6 months All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a mini turbine head for easy removal of pet hairs Cord length: 9.3 metres Maximum reach: 14.5 metres Dimensions: H110 x W33.5 x D34cm Weight: 8.4 kg Included in the box: Mini turbine head, brush tool, stair tool, crevice tool, operations manual, quick start guide, guarantee information and product registration card M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Bootleg Boyfriend Jeans, at M+S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Double Side Stripe Sports Swimsuit, at Marks and Spencers
Modern and shapely, this swimsuit is outstanding value. Style and quality at a great price

M&S Super Juicer, at Marks and Spencers
35 watt Automatic switch on Anti-drip spout Includes cord storage and lid Stainless steel finish 1 litre capacity H32 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click

Boy Washing Line with Teddy New Baby Card, at Marks and Spencer
Cover text: Baby boy Congratulations Inside message: With love Approx size: Unfolded: 178 x 126mm

Cut Flowers Room Spray, at Marks & Spensers
Floral scent 100ml This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Cotton Slim Fit Jeans, at Marks and Spencer
Ideal for sixth form, these slim cut jeans give a long lean look. They're made form pure cotton and feature fashionable crease detailing

Essential Padded Laptop Briefcase, at Mark's & Spencer
This smart padded bag makes a stylish and practical way to carry and protect your laptop and cables

2 Cotton Rich Bold Stripe Tops, at M & S
Fashionable and contemporary, these long sleeve stipe t-shirts in soft cotton is a practical easycare style

High Impact Underwired Sports Bra, at Marks and Spencers
Comfortable and secure, this high impact sports bra gives firm, gentle support for active wear

3 Piece Check Waistcoat & Jeans Outfit, at Marks & Spencer
Fun and practical, this cute 3-piece outfit features check print shirt, waistcoat and jeans. It's made from soft fabric to keep him comfy

Ultimate All Season Stormwear™ Mac, at M&S
Stylish and contemporary, this mac is treated with Stormwear™ technology, a breathable finish that repels water and stains

50/50 Bed Linen - Flat Sheet, at Marks & Spencers
Single: L260 x W178cm Double: L260 x W228cm King size (5ft): L275 x W275cm Super king size (6ft): L275 x W310cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

2 Serving Spoons, at Mark & Spensers
Set of 2 18/10 stainless steel - the highest grade of stainless steel This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Paddington Bear, at Mark & Spencers
Includes duffle coat and squashy hat Suitable for ages 12 months + H32cm Paddington and Co. Ltd. 2005 This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Stormwear™ & Stain Defence™ Zip Pocket Trousers, at Marks & Spensers
Smart and innovative, these bootleg trousers are non-iron for convenience. Stormwear™ and Stain Defence™ technology makes them water and stain resistant. The adjustable waist gives a perfectly comfortable fit and the zipped pocket keeps lunch money safe

Machine Washable & Tumble Dry Stripe Trousers, at Marks and Spencers
Put an end to expensive trips to the dry cleaner with our innovative Machine Washable range. Each suit's stylish cut and fit is combined with the convenience of its high quality fabric that can be machine washed and tumble dried

Pacific Side Table, at M&S
H48 x W48 x D48cm Handwoven in natural pandan leaves around a solid wooden frame Solid wood feet with glides With toughened glass top This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Open Toe Stripe Slippers, at Marks&Spencer
Open toe Stripe design Flat sole

Sitting Buddha, at M & S
Buddha statue 24 x 20 x H28cm 1.2 kg, Manufacturer: Marks & Spencer

Blue Harbour Harrington Jacket, at M&S
A fashionable favourite, the classic harrington jacket is given a modern update with contemporary styling

Die Cut Heart Pearl 30th Anniversary Card, at Marks and Spenser
Cover text: Love, pearl wedding Inside message: Congratulations on your 30th wedding anniversary Approx size: 176 x 126mm

Big & Tall Single Pleat Microcheck Trousers with Wool, at Marks & Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Mosaic Baker Rack, at Marks & Spencers
Wrought iron twisted stand 3 x wrought iron shelves 1 x mosaic shelf H165 x W76 x D39cm Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure One Classic DAB Radio, at Mark's & Spencer
Frequency ranges: DAB Band III 174240 MHz, L-Band 1452-1490 MHz, FM 87.5108 MHz Timers: Sleep and kitchen timers Speaker: Full-range 3" drive unit Audio power output: 1.8W RMS Input connectors: 12V DC power adapter socket (230V adapter supplied), Mini USB connector for software upgrades, 3.5mm Line in for auxiliary devices Output connectors: 3.5mm headphone socket Controls: Standby; browse & select dial; volume/mute; timer; presets; ReVu; DAB/FM; menu and stations LCD Display: Custom, easy to read LCD with 16 x 2 character display plus status icons Mains power supply: 230V AC to 12V (0.8A) DC external power adapter Battery power supply: Six C (R14) batteries or ChargePAK C6L (not supplied). At normal listening levels alkaline batteries provide approximately 80 hours, and ChargePAK provides approximately 40 hours of portable DAB listening Aerial: Integral telescopic aerial Intellitext: For on-demand access to stored scrolling text from participating broadcasters, for instant access to information such as sports and news headlines Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text Charge Pak ready: For maximum convenience add the optional "Fit and Forget" ChargePAK™, for around 40 hours of portable DAB listening 30 presets: 30 presets (DAB or FM) ReVu: Pause and rewind live DAB radio for up to 15 minutes Alarm: Easy to use tone or radio alarm Connection: Connect an iPod/MP3 player or portable CD Dimensions: H14.5 x W21 x D7.2cm (excluding controls) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Gold Plated Filigree Stretch Bracelet, at Marks n Spencer
Diamant detail Filigree design Stretch style

Party Cocktail Invitations - Pack of 10, at M & S
Cover text: Party.....Celebrate Inside message: Dear........, You are invited to a party, On............, Time..........., Place........., Hope you can come, RSVP............... 10 cards, 1 design This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120 mm

Jacquard Check Double Zip Cosmetic Purse, at M&S
Jacquard check design 2 separate compartments Zip fastening

Autograph Weekend Cotton Rich Kickflare Jeans, at Marks and Spencers
These Autograph Weekend kickflare jeans are cut for a fabulously flattering look. This contemporary style is essential for an effortless weekend wardrobe. Added stretch ensures a comfortable fit

Animal Alphabet Money Tin, at Marks & Spenser
1 money tin with padlock and 2 keys Animal print Dimensions: H11 x D8 cm

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.