Besides Mark's & Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Newborn Pure Cotton Reversible Jacket, at Marks & Spensers
He'll have two looks in one with this practical reversible jacket. It's warmly padded and made from soft comfortable fleece and cotton fabric

Autograph Pure Wool Multi Stripe Trousers, at Marks & Spencer
Fashionable and contemporary, these stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Stain Defence™ & Stormwear™ Centre Crease Cargo Trousers, at M&S
These modern cargo style trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. An adjustable waist gives a perfectly comforatable fit for longer. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Firm Control Low Leg Briefs, at M&S
Look slimmer in seconds! These firm control knickers gently flatten tummies for a sleeker, slimmer silhouette

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks & Spenser
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Matching Shapes Puzzle, at Marks and Spencer
Suitable for ages 0-3 years 18 pieces Helps with hand-eye coordination and problem solving This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Glacier Drop Earrings, at Marks and Spencer
Hook fastening Drop style Double bead design

Funny Faces Monster Sticker Book, at Marks & Spensers
Make up your own crazy faces in this gruesome monster sticker book. Read the rhymes, choose your stickers, then use your pen to add your own wacky details. With wipe-clean pages and reusable stickers, you can let your imagination go wild again and again!

Pure Cotton V-Neck Cropped Cardigan, at Mark's & Spencer
Pretty and feminine, this cropped cardigan is made from pure natural cotton and features 3/4 length sleeves for a fashionable look

Limited Collection Cotton Rich Multi Spot Vest & Shorts Set, at Marks and Spencer
Fabulous and modern, this vest and shorts set is part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. Casual, contemporary fashion

North Coast Pure Cotton Jeans, at Marks & Spencer
Relaxed and casual, these straight leg jeans are made for comfort and ease of movement

Griffin iTrip SE - FM Transmitter For iPod, at Marks and Spencer
Free 2 year guarantee iTrip broadcasts the music from your iPod to an open FM frequency so you can listen to your tunes through the nearest FM radio. Use it with car radios, boomboxes, or your home or office entertainment system.This design update for iTrip features a new, brighter high-contrast display, easier to read in any light. Griffin-exclusive SmartSound technology optimizes the FM signal sent to your receiver, for the best-quality sound possible

DD-G Ditsy Embroidered Underwired Bra, at M&S
Soft and comfortable, this bra is specially designed for fuller busts. It's underwired and structured to give great support and a flattering enhanced shape

Running Book, at Marks & Spencer
Running is one of the most popular forms of exercise that you can choose. Aimed at those who are new to running, this book advises you on what you need to get started and how to continue in order to improve.

Platinum Plated Princess Cut Sparkle Stud Earrings, at MarksandSpencer
Princess cut Sparkle effect Butterfly fastening Platinum plated For hygiene reasons, refunds will only be given in accordance with your legal rights

Hastings 4+2-Drawer Chest, at Mark's & Spencer
H119 x W86 x D44cm 6 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PlayStation®2 Pirates of the Caribbean: At World's End, at Marks n Spencer
Single and multiplayer modes Unlock new moves and secret characters Play as Captain Jack Sparrow, Will Turner or Elizabeth Swann Combat, combos and looting challenge mode You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Platforms: PlayStation2, ESRB Rating: Everyone 10+

Large Rose & Lily Bouquet with 50% Extra Roses Free, at Marks & Spencer
Receive 50% extra roses free on orders until 22nd August 2009 An elegant combination of oriental lilies and white and pink roses, complemented by lush tropical foliage with 50% more blooms than the standard Rose and Lily bouquet Available for delivery from 1st April to 30th June 2009

16-Piece Angle Cutlery Set, at Marks and Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Straight Leg Crease Resistant Trousers, at Marks & Spencers
Stay smarter for longer with these innovative crease resistant trousers

Pure Cotton Heart Print Hooded Cardigan, at Mark's & Spencer
Knitted in pure cotton, this heartb print hooded cardigan will keep her warm and comfy. It looks cuddly too!

Classic Collection V-Neck Knitted Cardigan, at Marks & Spensers
Soft and comfortable, this knitted cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

Autograph Occasions Jaquard Wedding Dress & Bolero Set, at Mark's & Spencer
Feminine and elegant, this 2 piece wedding dress and bolero set is beautifully designed and detailed with an embroidered jaquard design. An exclusive, luxurious look from Autograph for your wedding day

Smoked Glass Balls Collection Table Lamp, at Marks and Spencer
Chrome plated base Square base Faux suede cylinder shade (included) H60 x Diam 30cm Bulb: 100W D30 BC GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Triple Layer Cappuccino Cake, at Marks and Spencer
14 pre-cut slices Serves 14 Ready to eat 1.9kg Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 52 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Fina Sangre 2006 - Case of 6, at Mark & Spencers
Style: Full bodied Grape Variety: Cabernet Sauvignon, Carmenre and Syrah Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Dad Cup of Tea Birthday Card, at Mark & Spensers
Cover text: Relax and put your feet up on your Birthday Dad Inside message: blank for your own message Approx Size: 114mm x 228mm

Ashbourne Armchair, at Marks and Spencer
H99 x W114 x D104cm Seat H49cm, arm H65, top back rail H75cm Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible seat cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Long Sleeve Stripe Hooded Cardigown, at Marks & Spencer
Wrap up and relax in this soft dressing gown featuring stripe design for a pretty look

Autograph Occasions Pleat Clutch Bag, at Marks and Spencer
Fashionable and practical, this clutch bag is a useful accessory with bags of style!

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.